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I applied for a car loan through a broker but I cancelled
Hi I applied for a car loan through a broker but I cancelled because I don't need it any more. Then the broker charged me $550 for paperwork. Is that right ? Do I have to pay for it? Madeline … read more
John Melis
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Possibly. I tried to purchase a car but was misinformed of
Possibly. I tried to purchase a car but was misinformed of the car details. Im trying to cancel the sale but the finance has already gone through. I now have a loan but no car? … read more
John Melis
John Melis
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Leon, I put a deposit on a car on Saturday 12th Feb 2022 for
Hi Leon, I put a deposit on a car on Saturday 12th Feb 2022 for $1000, the purchase was subject to an extended drive and approval of finance. Today I rang to explain that I would have to postpone buyi… read more
John Melis
John Melis
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Recently we ordered a caravan without signing a contract. We
Recently we ordered a caravan without signing a contract. We have decided to pull out of the purchase and the dealer is stating our deposit is non refundable. Is this true with out signing a contract?… read more
Leon
Leon
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Master's Degree
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My son wished to purchase a motor vehicle after his car was
My son wished to purchase a motor vehicle after his car was written off. He signed a contract to buy a car from a Brisbane dealer subject to finance. His initial application for finance was reject and an application was made with another institution which was approved with an interest rate of 28%. This was rejected and the dealer was informed both verbally and by email that he did not wish to proceed with sale. The dealer without permission place an application with another financier and this was approved at 13.5%. My son has since purchased another vehicle wich I am financing for him. The Brisbane dealer is now saying he must accept the finance and buy their vehicle. Your advice would be greatly appreciated. … read more
Leon
Leon
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My son has just bought a new car from a Holden dealer in
My son has just bought a new car from a Holden dealer in Castle Hill for $47,000. He paid a $2,000 deposit and applied for finance through them for $45,000. They told him the application through St Ge… read more
John Melis
John Melis
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I place a deposit on a new car before signing the finance contract
I place a deposit on a new car before signing the finance contract "loan agreement" with Savvy Finance, though I did sign a client agreement form through an agent of the financier "Vehicles Direct" Th… read more
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Leon
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Hi, My dad has entered a commercial car contract with the
Hi, My dad has entered a commercial car contract with the clause of "Subject to finance approval" in Victoria. It was on the 19 April, finance application was submitted on 21 April. There is no stated… read more
James D. Ford
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I did a car purchase contract and want to cancel it (new car). I
I did a car purchase contract and want to cancel it (new car). I signed a contact to purchase a new car in Moorooka last Dec. 21,2013 but to be financed. I gave a deposit of $100, part of $2000 to be … read more
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property purchase via SMSF - loan declined. I have signed
property purchase via SMSF - loan declined. I have signed a contract of sale for a 1BR unit in Fairfield, Melbourne and I did not have pre approval from a bank - I stipulated on the contract of sale -… read more
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James D. Ford
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Unfair Dismissal My husband has worked for a car dealer
Unfair Dismissal My husband has worked for a car dealer for 21 years as their Finance Manager. Earlier this year (January) my husband applied for his Brokers Licence, which was known by the company. T… read more
Daniel
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We have recently signed a contract to buy a car. The dealer
We have recently signed a contract to buy a car. The dealer tried to arrange for the finance. A week and a half passed and we had no decision. The dealer then told us to forget about this finance comp… read more
Leon
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hi i put a deposit down on a vehicle subject to finance,
hi i put a deposit down on a vehicle subject to finance, but was not able to obtain enough finance to purchase the vehicle i.e i could afford to put in 25% towards the purchase but the finance company… read more
Maurice
Maurice
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I have entered into an arrangement to purchase a new car through
I have entered into an arrangement to purchase a new car through a car broker and a dealer in Brisbane. The delivery date was approx 12 weeks and the car was due approximately 18 November 2009. The ca… read more
Maurice
Maurice
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Master's Degree
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My husband was shopping around for a car for our daughter,and
My husband was shopping around for a car for our daughter,and he went to 3 different car dealers he has a very limited knowledge of english, the first car dealer he went to did not have a sales man av… read more
Maurice
Maurice
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I was going to purches a car for $18 000 Financed ofer 24 monthes
I was going to purches a car for $18 000 Financed ofer 24 monthes .The finance was declinde du to my visa that wil expire before the 24 months .Now the dealer recons hes got Finance ofer 12 monthes .w… read more
Maurice
Maurice
Lawyer
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i had a personal loan with avco over 10 years ago and they
i had a personal loan with avco over 10 years ago and they used my car as securty on this loan as my partner had just had a baby we wanted to up date our car, we went to the local car dealer who was a… read more
Maurice
Maurice
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Master's Degree
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How come the Finance Manager told me the following morning
How come the Finance Manager told me the following morning of Sept 20, 2008 that my finance for my car was approved and when I checked the Esanda Financeon the 22th of Sept. 08, if I have a record of … read more
Leon
Leon
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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