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I have a pre approval for a loan with my wife, there is a
I have a pre approval for a loan with my wife, there is a third party that is guarantor for the loan. The security for the loan is in mine and the guarantor's name. I have a concern that if I buy a pr… read more
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My son is in process of buying a property, he gave 5%
Hi , my son is in process of buying a property, he gave 5% deposit already but bank is not ready for settlement , need advise how to approach lender, because broker which organizing this loan is usles… read more
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Daniel
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Does the Keystart Scheme (as defined in Keystart's exclusive
Does the Keystart Scheme (as defined in Keystart's exclusive dealing application to the ACCC) which is offered by Keystart Loans Pty Ltd in Western Australia, qualify as an unlisted mortgage scheme un… read more
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Can I buy a property in NSW "Subject to Finance"? Can I buy
a conveyancer advised that "...it's not available in NSW" … read more
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My son and wife have purchased a house and are using a
My son and wife have purchased a house and are using a broker. My husband and I are guarantors for the loan. We advised the broker that we are already guarantor for our other son at our first meeting.… read more
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Leon
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Cba bank gave us a loan in august 2017 and approved an
cba bank gave us a loan in august 2017 and approved an amount we told them our land was still to be developed in may I called in to see them few weeks ago and told them can we extend the amt apparentl… read more
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Leon
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Morning! Got myself into a tricky situation while buying a
Morning! Got myself into a tricky situation while buying a property. … read more
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I spoke with my bank today about the best interest rate they
I spoke with my bank today about the best interest rate they could offer us for our home loan and in the process I found out that over the last 9yrs they have had our loan down as a investment property loan and have been charging us at investment property rates instead of owner occupied. This house has never been an investment We have always lived in this house from date of purchase … read more
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Leon
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I own a property with someone that is refusing to guarantee
I own a property with someone that is refusing to guarantee my home loan with a balance of $140,000. They are on the title but the loan is my own. I refinanced the mortgage which is approved & I've be… read more
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Leon
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I bought an investment property a few years ago and I used
I bought an investment property a few years ago and I used the equity in the house that we were living in to get the deposit. Then once the property was built and it came time to pay for investment we… read more
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Leon
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I place a deposit on a new car before signing the finance contract
I place a deposit on a new car before signing the finance contract "loan agreement" with Savvy Finance, though I did sign a client agreement form through an agent of the financier "Vehicles Direct" Th… read more
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Leon
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My question relates to a defacto partners property rights in
My question relates to a defacto partners property rights in the event of bankruptcy I am probably going to have to become bankrupt by the end of the year. I thought that because under family law my p… read more
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Leon
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Leon. This rather complicated. At present, I own a 50% share,
Hi Leon. This rather complicated. At present, I own a 50% share, as tenants in common, in a house with my brother. Current mortgage is $170k. I bought the house in 1998 and owed $50k on the property w… read more
Leon
Leon
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My husband is in the process of purchasing an investment property
My husband is in the process of purchasing an investment property for $400,000.00 with me being the Guarantor for the loan so he can use the equity we have in our home(which we own - apart from about … read more
Daniel
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I want to buy my brother out of our joint-property mortgage
I want to buy my brother out of our joint-property mortgage we bought 8 years ago. The property is in NSW and it's worth $400,000 - still owing $270,000 plus a $27,000 equity loan my brother took 5 ye… read more
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My fathers properties that are in Trust with my 2 brothers
My fathers properties that are in Trust with my 2 brothers and myself and bennificiaries of the Trust where frauded for well over a million dollars. The fraud happened when my father was in prison and… read more
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In 2004 a Mortgage Manager refinanced my home with Permanent
In 2004 a Mortgage Manager refinanced my home with xxxxxxxxx xxxxxxxx (xxxxxxx xxxxxxxx) - she advised me to borrow more than I needed and that she would invest it prudently to provide an income in to… read more
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i have a commercial matter. we have been mislead, misinformed
i have a commercial matter. we have been mislead, misinformed and misguided by our mortgage broker. we are seeking help through the credit ombusdman but as the contract we had signed under pressure/ m… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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