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I had two car loans and one is paid off. Can the finance
Hi there. I had two car loans and one is paid off. Can the finance company use the car that's paid off as a security for the other car loan without me consenting to it? The other loan is in arrears. … read more
John Melis
John Melis
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Bachelor's Degree
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Purchased a used car from car city in North Ringwood. I am
Purchased a used car from car city in North Ringwood. … read more
Daniel
Daniel
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Victoria, I just purchased a rifle and put in a permit to
Hi Pearl, Victoria, I just purchased a rifle and put in a permit to acquire, but all PTA's are now banned, so I have requested a refund fron Centreway Firearms and he has come back with this, I have lodged a query with Consumer Affairs Victoria as to our legal obligations concerning refunds under the current scenario and will be in contact as soon as I am able to get an answer. … read more
John Melis
John Melis
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Bachelor's Degree
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My husband obtained finance to buy a used vehicle through a
Hi, My husband obtained finance to buy a used vehicle through a LMCT. The finance went through before my husband had signed a Contract of Sale with the dealer. When my husband went to the car yard the… read more
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My friend is just about to sign off buying used car at
My friend is just about to sign off buying used car at dealership in Braeside. The balance is $3500.00 in which my friend will do a bank transfer but the dealer insist that he must pay majority of thi… read more
Daniel
Daniel
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I recently purchased a car for my son - the invoice shows
Hi - I recently purchased a car for my son - the invoice shows the price @ $4999.00 and white the Car Sales Website it was $3999.00 and blue (short story) I failed to notice the discrepancy when I sig… read more
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Daniel
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I am in the process of selling my car, i had 2 potential
I am in the process of selling my car, i had 2 potential buyers and advised the 1 st potential buyer that i was ok to accept his offer as long as the car sale was finalsied before a certain date. 2 da… read more
John Melis
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I'm writing on behalf of my daughter. She has bought a new
Hi I'm writing on behalf of my daughter. She has bought a new lemon car. She has gone to consumer affairs in Darwin but got not much support are you able to assist. Thanks … read more
John Melis
John Melis
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Bachelor's Degree
15,476 satisfied customers
I have a 7 year loan with the ANZ at 19% interest monthly
I have a 7 year loan with the ANZ at 19% interest monthly repayments is $600 I have fallen behind in the past and paid it all I was put on an agreement of weekly payments of $138 then I received a pho… read more
John Melis
John Melis
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I have purchased a motor car that has developed a serious
I have purchased a motor car that has developed a serious fuel leakage after filling tank for first time after purchase that is 9 days … read more
Leon
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I purchased a vehicle 7 mths ago private sale ive just been
Hi I purchased a vehicle 7 mths ago private sale ive just been contacted by finance company that there is still finance owing and they have a repossession order what are my options cheers steve … read more
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Leon
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I Am public officer of Strathfieldsaye combined probus club.
I Am public officer of Strathfieldsaye combined probus club … read more
John Melis
John Melis
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My brand new car caught fire. I payed for insurance at the
My brand new car caught fire . I payed for insurance at the dealer when arranging finance but now the car dealership can't find any documents and the $1700 I payed for 2 years insurance they say was f… read more
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John Melis
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My wife just got a personal loan from NAB for $5000.00 over
Hi, My wife just got a personal loan from NAB for $5000.00 over 4 years at 17.49% with repayments at $71.37 per fortnight plus a $10.00 a month "fee" that effectively makes the payment $76.37 per fort… read more
John Melis
John Melis
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If i buy a second hand vehicle and its under finance and the
If i buy a second hand vehicle and its under finance and the seller does not pay out the loan what's the comeback on me by the finance company.thankyou chris … read more
Leon
Leon
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Master's Degree
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Thank you for your help. Victoria. Talked to supplier.
Hi, thank you for your help Im Nik JA: What state are you in? And is a local attorney or other consumer protection advocate helping with this? Customer: Victoria JA: What steps have you taken so far? … read more
John Melis
John Melis
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I have a question regarding motor vehicles being bought from
Hi I have a question regarding motor vehicles being bought from a motor vehicle dealer under finance from a finance company. I purchased a vehicle from a motor dealer the dealer did not pay stamp duty… read more
Leon
Leon
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Master's Degree
32,267 satisfied customers
What must a finance company do (in case of a HP car agreement)
What must a finance company do (in case of a HP car agreement) before it can repossess a vehicle in Victoria. I understand that they must first send a specific type of letter saying that reposession w… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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