In answer to Solicitor Pam, thank you for at least asking me…

I am in Australia, Melbourne.

I can only answer your legal question in this chat box. On matters of the site, regarding phone call offers the fees you're paying, support will help you with this aspect. I have requested support to reach out to you to discuss those matters in due course please be patient and they will contact you. If you want to discuss matters of legal aspects I can assist you on that in this chat box

I'm unable to identify that particular chat box, but if you would like to narrow the question down to a particular point on what you seek an answer on, I will be able to respond on the same. Key aspect with all legal matters is asking the right question. If you can narrow all your facts into a specific question this will result in affective communication in your matter. And the response can be more tailored to your requirements.

With respect to your question when the money was paid to the other owner of the vehicle, with regard to their repair, was a deed of release and settlement signed, which stops all future claims coming forward?

May I clarify, did your daughter's vehicle have comprehensive car insurance?

With respect to your post, will you confirm that you had comprehensive insurance, could you please explain why you did not claim through your insurance, as this would have avoid any potential liability claims coming later ?

I do understand the issue you have is with the higher car debt company. However I am of the opinion that your insurance company for the vehicle has failed to inform you of the extenuating possibilities of liabilities that can arise were you trying to settle the matter yourself.

Where there is a car accident, yes you can pay the damages amount to settle the repair of the vehicle, however, where there is no deed of release and settlement signed by that vehicle company, you, your daughter, is still liable for any potential injuries that driver of the vehicle may incur as a result. These claims can come within three years of the incident. In this particular regard it is necessary that you go back one step reopen negotiations from the start to ensure that a deed of release and settlement is sign that covers your daughter from any potential third-party claim that could arise as a result of matters from the driver of the vehicle as well.

I appreciate you are in dispute with the higher car company with respect to the repair of the vehicle, however there is a far greater risk at play here, in respect to any potential injuries the driver of the other vehicle may have faced which materialise at a later date.

Our society is a very litigious society meaning people will sue on any aspect they can when there is a possibility to obtain a compensation payout.

Your insurance company has recommended you deal directly with this matter to resolve this issue with potentially not informing you of the subsequent issues that could arise they could place your daughter had a severe liability risk.

Therefore, I do strongly recommend that you reopen the go she oceans with the higher car company come to some amicable arrangement with the company for settlement, and insure that a deed of release and settlement is signed with no party can bring a claim against the other party whatsoever.

Does this answer your question today

With respect, to the fact that the XS of the vehicle is higher than the higher car companies there, this is not the real issue of protection, the real aspect that you need to consider is the fact that there should be a deed of release and settlement sign so no third-party claim income against your daughter at a later date within a three year period

Does this clarify the importance of your particular matter?

With respect to injuries in car accidents, there is a term called latent injury, which means that a person can suffer psychological trauma as a result of a car accident, even a minor accident,. We are such psychological trauma occurs it can impact on that persons future earning capacity or activities that they undertake. Then on this basis they obtain relevant medical reports, clinical psychologist reports, psychiatric reports, which then build a case of compensation in the significant dollar values of the tens of thousands against the individual that cause the injury to them.

This is a serious matter that needs to be addressed, and must be actioned in a deed of release and settlement. This is more important than the actual repair cost of the vehicle.

I therefore recommend you go back to the start re-negotiate a settlement with the car hire company and in the matter in a deed of release and settlement with that particular company.

Well I able to answer your question clearly and finally for you today?

In respect to your question do you need to pay the higher car company vehicle for the higher, costs, etc, yes your daughter is liable for all third-party costs which are result of the loss of the vehicle. These damage costs could be excessive if the higher car company wanted to pursue such claim. Such as the vehicle being out of service for extended period of time and lost revenue from that vehicle etc

I strongly recommend that you negotiate a settlement with the assistance of a lawyer to ensure that a deed of release and settlement sign so that no comeback can come against your daughter from a third party.

Does this answer your question satisfactory for you?