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4 years ago i was offered a $40,000 loan, however i thought
4 years ago i was offered a $40,000 loan, however i thought it would be a smarter move to not get that much so i went with a $10,000 personal loan from commonwealth bank. Now being years later, i rece… read more
John Melis
John Melis
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Bachelor's Degree
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I am 77 years old. I do not understand all this legal talk
My name is ***** ***** I am 77 years old. I do not understand all this legal talk and have never had any issues before, however I am now being told I owe a credit card company (coles/myer credit card)… read more
Leon
Leon
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Master's Degree
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Can a person sue you for a 10k debt for 6 yesrs ago if
Can a person sue you for a 10k debt for 6 yesrs ago if thryvhave had bo ocntact about monry before now and tge company who gave you tge money loves in china and we live in australia we havd evidence t… read more
John Melis
John Melis
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Bachelor's Degree
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In Australia can the bank assign a debt e.g. personal loan
Hi, in Australia can the bank assign a debt e.g. personal loan to a debt collector and still continue to deduct payment of your account a year or 2 years after the debt was sold/assigned to the debt c… read more
John Melis
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I plan to request my Bank to pay me damages for the mistakes
I plan to request my Bank to pay me damages for the mistakes they made in relation to my international transfer. What would be a reasonable amount to ask for and eventually could you recommend to me a… read more
John Melis
John Melis
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Bachelor's Degree
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I am just wondering if you could assist me in answering few
Hi, I am just wondering if you could assist me in answering few questions in relation to a credit card debt with a Singapore bank. … read more
Leon
Leon
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Master's Degree
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Hi, I lived in the UAE and am back in Australia having left
Hi, I lived in the UAE and am back in Australia having left behind a debt of app aud$40000. I arrived back in 2011 and am not in any position to pay any amount back. A. What are the consequences if I … read more
Leon
Leon
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Master's Degree
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Hi i have recently been served a bankruptcy notice from a debt
Hi i have recently been served a bankruptcy notice from a debt collector in nz, in this case a bank for an amount less then $40,000. I live in australia and the judgement was made in the district cour… read more
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Good EveningIm currently a 457 Visa holder within Victoria
Good Evening I'm currently a 457 Visa holder within Victoria Australia, I have an un-secured Debt of $30,000 AUD, unfortunately I've been made aware due to family illness I will need to return urgentl… read more
Brisbane-Lawyer
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Just an update from my question asked on the 19/4/2013 I
Just an update from my question asked on the 19/4/2013 I received another phone call from the debt collector today I told them what you told me to say, that I paid the account and closed it so there i… read more
Sean
Sean
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Bachelor of Law with First Class Honours
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I recently sold a property in the UK and I wanted to exchange
I recently sold a property in the UK and I wanted to exchange my GBP to AUD. My Australian Bank advised me that they had a scheme that would allow me to transfer the funds from the UK to them and then… read more
Leon
Leon
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Master's Degree
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Approximately 4 years ago I had stupidly co signed for a car
Approximately 4 years ago I had stupidly co signed for a car loan for whom I thought was a good friend (DT), and a work colleague as well. About 24 months after the purchase of the car I had noticed h… read more
Brisbane-Lawyer
Brisbane-Lawyer
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Dear Lawyer, I had a credit card from Australia, which i
Dear Lawyer, I had a credit card from Australia, which i last used in July 2006. I left Australia in early August 2006, and totally was not aware of overdue unpayed amount on it Not knowing of that an… read more
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Living in Canada but had a credit card debt left in Australia.
Living in Canada but had a credit card debt left in Australia. How should I go about dealing with a credit collector?… read more
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Dear Lawyer, I had a credit card from Australia, which i
Dear Lawyer, I had a credit card from Australia, which i last used in 2005. I left Australia in early 2006, and could not make payment as i had financial difficulties as i was a student and had to fac… read more
Leon
Leon
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Master's Degree
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a finance company is claiming I have an outstanding amount.
a finance company is claiming I have an outstanding amount. also they are claiming a caveat over my vehicle, I have checked his and there is none. I have requested they produce evidence of the origina… read more
D. Coleman
D. Coleman
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Bachelor's Degree
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I have a few problems with an australian debt collection company,
I have a few problems with an australian debt collection company, on of which is they're insisting to rightfully charge myself interest on my debts. I have studied the agents act of NSW and was wonder… read more
Leon
Leon
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Master's Degree
50,709 satisfied customers
Im a 30 year Australian expat who has been living in london
Im a 30 year Australian expat who has been living in london for around 8 months. I have unsecured personal debts in Australia worth approx $50k aud, and am struggling to pay it off. I am also continua… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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