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We have life insurance with Asteron Life last year the
we have life insurance with Asteron Life last year the premiums went up drastically so we rang & reduced the policy value to $200,000 each ( my husband & mine) which I might add was reduced by more than half) the payments then went down to $73.33 & $122.17. Today I have received the new statement for 2020 & the new payments have increased to $122.17 & $183.33. I find this jump rather high for one year on. Is this the normal hike in premium prices theses days. We are 62 & 63 I'm thinking is this going to put price us when we really need it later in life. regs Margaret Murdoch … read more
John Melis
John Melis
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Bachelor's Degree
18,693 satisfied customers
I moved fromsandstone point toBellara on Bribie island, i
i moved from*****sandstone point to*****Bellara on Bribie island, i have rung Alianze insurance to let them know change of address. I have been informed that my insurance premiums have gone from $1203… read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
I took out a SuperWrap BT policy in 2013. I was advised by
I took out a SuperWrap BT policy in 2013 . I was advised by the Westpac financial advisor that the policy he was giving me would include income protection and life insurance and deductions would be taken mostly from my super .. I was told the policy would cost about $8K per year ... my financial advisor left his roll and I was informed by BTWrap that no one was overseeing my policy and super so I went to a count financial adviser who has advised me that in fact my income protection and life insurance policy fees were 20K per year and this was why in spite of my annual super contributions my policy was not increasing much at all … read more
Leon
Leon
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Master's Degree
51,905 satisfied customers
I have just received my renewal for my Life Insurance, and
I have just received my renewal for my Life Insurance, and the company has increased my premiums by 12.08% adding a extra $1000 dollars to my yearly costs. An extra $76.00 per month bringing my monthl… read more
John Melis
John Melis
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Bachelor's Degree
18,693 satisfied customers
I just received my ins renewal. It has increased by
I just received my ins renewal. It has increased by approximately 32%in 1yr from 827.69 to1093.00.. … read more
Leon
Leon
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Master's Degree
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Have received annual insurance premium for home insurance.
Hi, Have received annual insurance premium for home insurance. Same house. Same policy. Same Insurer. Last year cost approx. 2900. This years premium over 15 000. Over 600 % increase. Wondering how th… read more
Leon
Leon
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Master's Degree
51,905 satisfied customers
ING OneCare Income Secure has just increased renewal premium
ING OneCare Income Secure has just increased renewal premium for guaranteed Level Premium policy by 20% for policy year ending 23 October 2019. … read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
My husband Jamie passed away. Jamie had 3 super / life
My husband Jamie passed away. Jamie had 3 super / life insurance death benefits. One being a commonwealth super. Jamie had a will stating I was the beneficiary. I was also the nominated beneficiary. H… read more
Leon
Leon
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Master's Degree
51,905 satisfied customers
I have an enquiry about bank life insurance that has been
i have an enquiry about bank life insurance that has been paid up but the bank is still taking the money out but the insurance amount has not been increased … read more
Leon
Leon
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Master's Degree
51,905 satisfied customers
Lf I cancel a life insurance policy am I entitled to a
lf I cancel a life insurance policy am I entitled to a refund of premiums paid … read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
Morning My Super fund through which I pay Life Insurance has
Morning My Super fund through which I pay Life Insurance has advised me that there will be an increase in Life Insurance policy payments of 59.5% increase - are they permitted to increase my premium r… read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
In April 2003 my wife and I took out separate Westpac Funeral
In April 2003 my wife and I took out separate Westpac Funeral Cover policies giving Death Benefits of $4,630 and $3,876 for monthly premiums of $27 and $30 respectively, paid by direct debit each mont… read more
James D. Ford
James D. Ford
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1,600 satisfied customers
A query regarding insurance for life and funeral .My father
A query regarding insurance for life and funeral .My father took out policies in the year 2000 and now is 80 years old . His premium fortnightly for both premiums amounts to more than $150 per fortnig… read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
My parents are in mid 70s pensioners . They have been over
My parents are in mid 70's pensioners . They have been over paying building & contents insurance from 1996 till now with same insurance company . Never made a claim . What is there chance to claim bac… read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
I have had my home and contents insurance for the next 12 months
I have had my home and contents insurance for the next 12 months increase by 110%. I am currently with NRMA and have been for 10 years. When contacted, I was advised by NRMA that the increase was due … read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
We are currently insued with Hollard Insurance, for the property
We are currently insued with Hollard Insurance, for the property in which my wife and I reside. We have been insured with Hollard since January 2007, for both house and contents. We have not lodged an… read more
Leon
Leon
Solicitor
Master's Degree
51,905 satisfied customers
My wife took out a life/trauma insurance policy in 2007, about
My wife took out a life/trauma insurance policy in 2007, about 2 years ago she began showing signs of illness. A few months ago I approached our insurance broker regarding our chances of putting all o… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
Hi, my husband recently committed suicide. There were no money
Hi, my husband recently committed suicide. There were no money left after him except the death benefit from AutralianSuper. They made on offer to pay me $299.02 because the insurance cover has lapsed.… read more
Richard
Richard
Bachelor's Degree
48 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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