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We have life insurance with Asteron Life last year the
we have life insurance with Asteron Life last year the premiums went up drastically so we rang & reduced the policy value to $200,000 each ( my husband & mine) which I might add was reduced by more than half) the payments then went down to $73.33 & $122.17. Today I have received the new statement for 2020 & the new payments have increased to $122.17 & $183.33. I find this jump rather high for one year on. Is this the normal hike in premium prices theses days. We are 62 & 63 I'm thinking is this going to put price us when we really need it later in life. regs Margaret Murdoch … read more
John Melis
John Melis
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Bachelor's Degree
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I moved fromsandstone point toBellara on Bribie island, i
i moved from*****sandstone point to*****Bellara on Bribie island, i have rung Alianze insurance to let them know change of address. I have been informed that my insurance premiums have gone from $1203… read more
Leon
Leon
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Master's Degree
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I am so upset with RACV insurance. My son had a car
Hello, i am so upset with RACV insurance. My son had a car accident, he hit another car. We have full insurance so the other car will be fixed and our car was written off. We were given market value o… read more
Leon
Leon
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I received notification that my home content insurance
I received notification that my home content insurance policy premium is to rise due to "recent review of the flood risk at your property"...my policy is to rise from $370.75 in 2018 to $1,188.50 this… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I asked One Path if it was possible to stop the C.P.I.to
I asked One Path if it was possible to stop the C.P.I.to keep the monthly premium to a manageable level as I was no longer working keep the amount at $70,000.00keeping the premium low. I spoke to a gu… read more
John Melis
John Melis
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Bachelor's Degree
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I think we got cut off.. My husband claimed the total and
Hello, I think we got cut off. Good morning, my name is***** husband claimed the total and partial portion of his superannuation and was advised his file was now closed, there were no other payments. … read more
Leon
Leon
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Master's Degree
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I'm looking at car insurance renewals as my renewal has
I'm looking at car insurance renewals as my renewal has increased significantly. Online I can get a quote from the same provider and others for much less than quoted. The difference being if I declare if I had an insurance claim or not. If I declare no claims it's $400 cheaper. I had 1x claim during the last year at no fault. So my insurance company is increasing my premium even though the claim was at no fault. Is this right?? … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
20,483 satisfied customers
I am about to renew my property insurances and find that my
I am about to renew my property insurances and find that my cover now includes things that I do not need, Eg $5000 cover for fuels and oils, Flood insurance when I live on top of a hill ! The supporti… read more
Leon
Leon
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Master's Degree
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I have made a claim for permanent disability with Q Super,
I have made a claim for permanent disability with Q Super, made August 2016, I am still waiting a decision and I know they have all my details, but there is a concern with my continuity of insurance. … read more
Leon
Leon
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I have been on workers comp since December with an eye injury.
I have been on workers comp since December with an eye injury. I am being sent to a specialist in Melbourne from Darwin for an independent assessment by the Insurance company. My vision is permanently… read more
James D. Ford
James D. Ford
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Hi, My name is XXXXX XXXXX I am 41 years old. I have what
Hi, My name is XXXXX XXXXX I am 41 years old. I have what is called Peripheral Vascular Disease and have been deemed as permanently disabled and incapacitated to return to work. Since being diagnosed … read more
Leon
Leon
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Master's Degree
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I have multiple sclerosis. I was employed when I was diagnosed
I have multiple sclerosis. I was employed when I was diagnosed and had to stop working because of it. My superannuation had a dissability insurance component but when i asked about it they said that i… read more
Leon
Leon
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32,717 satisfied customers
Are insurance companies permitted to increase an insurance
Are insurance companies permitted to increase an insurance policy from $47.00 to $72.00 per month with little warning. No pet owner would wish to jeopardise the health and safety of their pet, however… read more
Brisbane-Lawyer
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We have been in dispute with my former Home and Contents insurer
We have been in dispute with my former Home and Contents insurer resulting from a claim made in September. The main areas of argument have been Specified Items and Open Air Policy Limit. When we renew… read more
Leon
Leon
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i was with colonial first state with the super my employer
i was with colonial first state with the super my employer paid in for just short of ten years, it may have been colonial mutual up to2006,i was forced to retire in jan 2009,due to a stroke, my sick p… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
A worker (my son) diagnosed with a terminal illness, supported
A worker (my son) diagnosed with a terminal illness, supported by Drs letter and is applying to Centerlink for a diability pension but has not terminated his place of employment due to; 1. He is worri… read more
Leon
Leon
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I have a life insurance policy with Tower insurance. It began
I have a life insurance policy with Tower insurance. It began in 1992. Three years ago it was valued at $2 million. We were ill advised and I was led to believe it was for $2 million life cover only. … read more
Leon
Leon
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Master's Degree
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I have been receiving Income Protection benefits since 2005,
I have been receiving Income Protection benefits since 2005, when due to multiple illnesses I was forced to medically retire from work. I receive $5,384.69 (gross) per month. This is linked to inflati… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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