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I am having a problem making payments on a bank loan and
Hi I am having a problem making payments on a bank loan and credit card. I am 67 years old and currently have no means of income and are waiting on Centrelink until approximately the end of January to… read more
John Melis
John Melis
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I have a banking question. I called Anz montage line
I called Anz montage line (19/8/19l)and booked an appointment with our local ANZ t(22/8/19) to talk about removing my husband's parents as guarantors on the loan ten years ago. This meeting went very well, so much so they didn't need my income as my husband's was enough to service the new loan. To our shock and surprise they knoked us back because they said we'd defaulted on our loan. Well this was entirely false and upon constantly hassling I've found out that the day after I called 20/8/19 a mysterious default had be put on our loan, even though the next schedule payment wasn't due until 23/8/19. After speaking to our local lender she said she was investigating why this happened. There was no reason for this payment to come at that time it is a standard regular payment from one anz account to another. It was however the reason we didn't get the loan, plus 3 recent payments (2 days on each one)on a credit card with 2500$ limit which was 42$ over drawn. Our loan is $282,350k and my husband earns $154,00k. It looks like to me the false late payment was put on after I booked as to ensure the loan was denied. What do think and what can I do. I have Shayne Elliot CEO email address, which he encourages people to contact him, any ideas. … read more
Leon
Leon
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Master's Degree
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On the 12/10/2018 I was refinanced by another Bank. I had a
On the 12/10/2018 I was refinanced by another Bank … read more
Leon
Leon
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Master's Degree
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I had my own Pty Ltd company for many years. In March 2018 I
I had my own Pty Ltd company for many years. In March 2018 I went bankrupt. I also had a company run super fund with $60k in it. The trustee for my Bankruptcy will not release my super to be put into … read more
John Melis
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Bachelor's Degree
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We have a small business that went bust on the 1st March.
We have a small business that went bust on the 1st March. Since then we have a number of people chasing us for money we don't have … read more
John Melis
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I thank you in advance for your help.ANZ Bank has made an
Hi Pearl, My name is ***** ***** I thank you in advance for your help.ANZ Bank has made an unauthorised credit enquiry to Equifax (formally known as Veda) which has had a negative effect on my credit … read more
Leon
Leon
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I had to declare myself Bankrupt last year. I contacted a
I had to declare myself Bankrupt last year. I contacted a Trustee to assist me with my financial matters. The monies I owed is to do with the ATO plus I had a credit card and mortgage with ANZ Bank. A… read more
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John Melis
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The ANZ is refusing to implement my formal written
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I would like to know if a credit card company can make me go
hi i would like to know if a credit card company can make me go bankrupt in australia? … read more
Patrick H.
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Relating to bankruptcy please, We are in QLD and yes we are
We are in QLD and yes we are declared bankrupts as of 23rd Dec 2016 … read more
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I very shortly will be approaching the ANZ Bank to say that
Good afternoon, I very shortly will be approaching the ANZ Bank to say that I have maxed out my credit cards which I cannot pay any longer at my local branch in Sydney not sure if I am doing this the … read more
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I was the secondary card holder on a commonwealth bank
I was the secondary card holder on a commonwealth bank credit card. I had a balance of around $30,000 which I was making the monthly repayments on. The relationship broke down and I was employed by my… read more
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I was the victim of ID fraud in which someone obtained a credit
I was the victim of ID fraud in which someone obtained a credit card in my name. I have made a Police report by I am still receiving payment demands despite several calls to the bank and a visit to a … read more
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I am currently having trouble with a independent accounting firm over
I am currently having trouble with a independent accounting firm over my bankrupt estate which finished on 6/8/13 .i owed $33922.00. My mother died 11/12 /12, her estate was finalised late august last… read more
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If I have just been given a Bill Facility for a loan of $700,000.00
If I have just been given a Bill Facility for a loan of $700,000.00 from the CBA is it necessary to have my general banking account with this bank. I already have a general banking account with the AN… read more
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Leon
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Master's Degree
32,717 satisfied customers
I transferred $1000 from my Bank West MasterCard to my ANZ
I transferred $1000 from my Bank West MasterCard to my ANZ checking account on the 1st February 2012 and when a few days later I noticed the the funds had not arrived, I contacted ANZ Bank and was tol… read more
Leon
Leon
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Master's Degree
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I used to own a business, I closed the doors Sep09. I have
I used to own a business, I closed the doors Sep09. I have been trying to pay the debts. The business debts are secured by the business. I was trading as a Sole Trader. I have tried refinancing my hou… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I have a home loan with the ANZ bank and have been a custemer
I have a home loan with the ANZ bank and have been a custemer for the last 20years. I found myself in financial dificulty early in 2007 and began to fall behind in my repayments. I aplied to APRA to c… read more
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Leon
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Master's Degree
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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