How does an insurance company decide which motorist is at…

As your vehicle was in the lane, lets say 90% of the total body, then the other driver is at fault in this incident. This fact can be proven by a traffic engineer in respect to the road condition and the damage assessment to the vehicle.

In other words you can argue your case back against the insurer that you do not need to pay the excess of $800, but you will need the above reports.

You could then also raise civil damages against the driver who hit you to cover the costs of these reports.

You have a legal right to protect yourself in this situation.

If you would like to talk on the phone about this issue I welcome you to select call services.

You have a legal right to protect your interests in this important situation.

If you need any further information let me know and I will be pleased to assist.

You can come back to this post any time to ask questions and there will be no further charges to you.

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You need to open up communication with the insurer to stop the negative action.

This can be done by email or mail.