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My residential mortgage is with Pepper & 5.04%, I want to
My residential mortgage is with Pepper & 5.04% , I want to re-finance to get a better rate and they wont look at it because they say there calculation methods have changed and our income wont service … read more
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I am being evicted from my mortgaged property due to not being able to meet payments. I can now afford to pay double the expected amount … read more
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Background: I live in QLD. I was a part owner in a block of
Background: I live in QLD. I was a part owner in a block of land (tennant in common) with 2 other parties who went bankrupt and placed their share of the property into the hands of a trustee. The trus… read more
kmslaw
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I'm doing a loan agreement whereby my sons are the lenders, they are 6 and 7 years.
I'm doing a loan agreement whereby my sons are the lenders, they are 6 and 7 years. Do I add a clause that states me as the signatory?… read more
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Property Titled in wifes name, couple separate (wife of 18
Property Titled in wifes name, couple separate (wife of 18 yrs homemaker/house renovator, no income, now on disability pension) Husband salary $235k. Both required to sign mortgage (new loan after wif… read more
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i worked for a finance company. they offered to lend me money.
i worked for a finance company. they offered to lend me money. I took the offer. They fudged income figures to get the amount approved. They then went into 'liquidation' and effectively left me with t… read more
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I have just gotten off the phone with my bank who have decided
I have just gotten off the phone with my bank who have decided not to asisst me with a home loan I have with them, that currently stands at $45,000.00. I requested an increase of $55,000.00 to a total… read more
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What is the difference between a loan and a debenture when
What is the difference between a loan and a debenture when it comes to ASIC and corporations in Australia? Can I ask people to lend me money to help set up a company and have it as a legal loan, inste… read more
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I am a North American software developer that specializes in
I am a North American software developer that specializes in providing assignment managment software to repossession companies and financial institutions. Is self-help repossession legal in AU?… read more
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Hi, I wish to ask whether a Creditor in New Zealand such
Hi, I wish to ask whether a Creditor in New Zealand such as Westpac Bank can collect debts incurred in New Zealand by Australians who never resided in New Zealand as a result of not being able to meet… read more
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we have a jointly owned property.Approx value $800k first Mortgage
we have a jointly owned property.Approx value $800k first Mortgage for $545k.My partner wants out @$150k which i am happy with. i have the fund s to do this. Joint loan through CBA and i have been mak… read more
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my partner and I own investment properties. Some in joint names
my partner and I own investment properties. Some in joint names some in individual names. We are interested in assett protection against litigation, not that their is any problem at this time or the f… read more
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Does an insurance payout for a permanent impairment in my back
Does an insurance payout for a permanent impairment in my back affect the child support that I am paying?… read more
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hi, i recenlty applied to my mortgage lender to have a security
hi, i recenlty applied to my mortgage lender to have a security over a property released. The security was a limited guarantee to 120k over a parents home, secured in order for me to obtain an investm… read more
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My name is on the mortgage of our property, but not on the
My name is XXXXX XXXXX mortgage of our property, but not on the title deed for some reason. We are now seperated. Where do i stand as far as settlement for equity in the house which is quite substanti… read more
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Leon
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Hi There, just trying to get some legal advise, this is my
Hi There, just trying to get some legal advise, this is my situation, I am an Australian (born) Resident looking at accepting a "perminant role" in UAE, I have a mortgage in Sydney and some small debt… read more
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Leon
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I am seperted from my partner, I am paying the mortgage instead
I am seperted from my partner, I am paying the mortgage instead of child support, I do not wish to pay the mortgage in full as I can not survive on the wage, my ex works and earns close to what I do, … read more
Leon
Leon
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We are nine thousand dollars behind on our mortgage payments,
We are nine thousand dollars behind on our mortgage payments, or bank interest rate is 13.93 percent hold security on our property . We have not had any interest rate cut from the last two RBA CUTS . … read more
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Leon
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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