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Last year April 2019 I insured my main residence and the
hi, last year April 2019 I insured my main residence and the downstairs unit for short term holiday rental. I paid a broker in full. I checked all paperwork and returned it signed. I live in this hous… read more
John Melis
John Melis
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Bachelor's Degree
20,720 satisfied customers
It's a vehicle insurance problem. I had an accident 4 weeks
It's a vehicle insurance problem. I had an accident 4 weeks ago and they have just informed me that the car is a write-off. I have had the policy for about 18 years and have continued to pay the premi… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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I have a query.. My query is that I had a diamond ring
Hi - I have a query. My name is*****: What state/territory are you in? It matters because laws vary by location. Customer: My query is that I had a diamond ring insured under my House and Content insu… read more
John Melis
John Melis
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Bachelor's Degree
20,720 satisfied customers
I received notification that my home content insurance
I received notification that my home content insurance policy premium is to rise due to "recent review of the flood risk at your property"...my policy is to rise from $370.75 in 2018 to $1,188.50 this… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I have just received my renewal for my Life Insurance, and
I have just received my renewal for my Life Insurance, and the company has increased my premiums by 12.08% adding a extra $1000 dollars to my yearly costs. An extra $76.00 per month bringing my monthl… read more
John Melis
John Melis
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Bachelor's Degree
20,720 satisfied customers
I have a question, if I'm paying $400 a month of my home
Hi, i have a question, if I'm paying $400 a month of my home load and the monthly interest is approximately $175 a month, is it possible that the principle of the loan can increase by approximately $1… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
We have made a building claim for our investment property
Hi Pearl, We have made a building claim for our investment property which was entirely destroyed by a fire in early August. The claim was finally accepted in November after a prolonged assessment peri… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I just received my ins renewal. It has increased by
I just received my ins renewal. It has increased by approximately 32%in 1yr from 827.69 to1093.00.. … read more
Leon
Leon
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Master's Degree
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ING OneCare Income Secure has just increased renewal premium
ING OneCare Income Secure has just increased renewal premium for guaranteed Level Premium policy by 20% for policy year ending 23 October 2019. … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
I recently hired a vehicle which was damaged whilst it was
I recently hired a vehicle which was damaged whilst it was with me. The vehicle was hit by another vehicle. … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
My caravan has been under insured, and I am putting in a
My caravan has been under insured, and I am putting in a claim for an accident with the van. However I noticed with y policies the insurer have downgraded the market value of the van to $7,000.00 when… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Some months ago another driver ran into my car and caused
Hi, some months ago another driver ran into my car and caused around $2500.00 damage, because I was insured I didn't expect any dramas.the other driver gave me his details and sped off, when I explain… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
20,720 satisfied customers
I don't know if I'm on the correct website. I have an,
Good morning, I don't know if I'm on the correct website. I have an … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
My parents are in mid 70s pensioners . They have been over
My parents are in mid 70's pensioners . They have been over paying building & contents insurance from 1996 till now with same insurance company . Never made a claim . What is there chance to claim bac… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I renewed my car insurance policy last year Sept 2011 with
I renewed my car insurance policy last year Sept 2011 with Allianz and did not read the policy but just paid the renewal on line. A costly error I was to find later. I was involved in a car accident i… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
I have had my home and contents insurance for the next 12 months
I have had my home and contents insurance for the next 12 months increase by 110%. I am currently with NRMA and have been for 10 years. When contacted, I was advised by NRMA that the increase was due … read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I live in Wangaratta Victoria and have just received my RACV
I live in Wangaratta Victoria and have just received my RACV Prime Cover Home Buildings and Contents Renewal my premium had risen from $500 to $1000 per year does this seem reasonable… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I own a small business (10 employees) and have just found that
I own a small business (10 employees) and have just found that my bookkeeper has not paid workcover since the business started 3 yrs ago. I want to get a policy now, but will I be facing hefty penalti… read more
Peter G.
Peter G.
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Bachelor's Degree
767 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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