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My deceased ex husbands company has been unregistered by its
My deceased ex husbands company has been unregistered by its company director freezing 2 portfolio loans which have a mortgage over my home. I'm not in any way involved in the company. Do i have any r… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
WE HAD AN INVESTMENT LOAN WITH ME BANK FOR $430,000.00. WE
WE HAD AN INVESTMENT LOAN WITH ME BANK FOR $430,000.00. WE SOLD OUR RESIDENTIAL HOME IN SYDNEY AND MOVED INOT THE INVESTMENT PROPERTY WHICH IS NOW OUR RESIDENTIAL HOME. WE FUNDS AVAILABLE TO PAY OUT THE INVESTMENT LOAN WITHIN DAYS OF SETTLING ON THE SALE OF OUR SYDNEY HOME. I CONTACTED ME BANK WITH THE INTENTION OF PAYING OUT THE INVESTMENT LOAN SO AS TO AVOID ANY ADDITIONAL INSTALMENTS AND SAVE ON INTEREST COSTS AND PAYMENTS. THEY INITIALLY TOLD ME I COULD GO TO MY BANK (ANZ) AND PERFORM A BANK TRANSFER. IT HAPPENED TO BE A BANK HOLIDAY ON THAT DAY SO IT DID NOT HAPPEN. WHEN I AGAIN CONTACTED THEM, THEY ADVISE THAT AS IT WAS A FIXED INTEREST LOAN I HAD TO COMPLETE A "BREAK" APPLICATION WHICH TOOK A FEW DAYS TO PROCESS. THEY THEN SENT ME A DISCHARGE AUTHORITY WHICH TOOK ANOTHER 5 DAYS TO PROCESS. I INCURRED AN ADDITIONAL INTEREST PAYMENT OF AROUND $1700.00. THIS COULD HAVE BEEN AVOIDED WITH A DIFFERENT SYSTEM. IS THERE SOMW WAY BY WHICH I CAN RECOVER SOME COSTS. … read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
Recently put a $50,000.00 deposit on a house selling for
Recently put a $50,000.00 deposit on a house selling for $1,150,000.00, obtained unconditional finance for $920,000.00 with balance coming from CBA refinance of another property we own, this was also … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
A US Company has been hacking into my pension account
A US Company has been hacking into my pension account through St. George Bank on approximately (5) separate occasions. This has occurred every pension day and has left me with no money at all. I"ve dr… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
My daughter recently refinanced her home, and went back to
My daughter recently refinanced her home , and went back to st georges bank for her home loan , and they wete to set up a bank account for her and it just didn't come , she was on to them quite regula… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
My wife and I purchased a house and settlement was to be at
Hello my wife and I purchased a house and settlement was to be at 12:30 Friday 19/01/18 we organised a REMOVALIST they arrived loaded a house lot then drove to house we purchased got there around 1:45… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
My daughter was picked up early hours Saturday morning
My daughter was picked up early hours Saturday morning aren't able to find out what's happening with regard to her apparently they can't give me any information over phone … read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
Last Wednesday I signed a lease agreement for a vehicle
Hi. Last Wednesday I signed a lease agreement for a vehicle which had a purchase price of $33770. I asked for a payout figure over the weekend because I've been made an offer for the vehicle. The payo… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
I had a novated lease via SGFleet and changed employee so
I had a novated lease via SGFleet and changed employee so had to change novated lease company which required me to follow up with the financier for a payout figure. The financier is Commonwealth Bank … read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
I have yesterday settled a business at 3pm and then rang solicitors
I have yesterday settled a business at 3pm and then rang solicitors at 7pm to stop lease transfer and cancel due to misrepresetation of the sale. It is a small beauty shop, in Martin Place Sydney, was… read more
Expert
Expert
prior to final settlement on house purchase, does the solicitor
prior to final settlement on house purchase, does the solicitor acting for the vendor or the solicitor acting for the buyer hold the money in trust… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
Hello, My husband and I are planing to buy an apartment off
Hello, My husband and I are planing to buy an apartment off the plan in Sydney for $599000. The vendor is paying 5% deposit for us and we have to pay remaining 5%. On a settlement day we will have to … read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I made a claim with Allianz after the 2011 Christmas Day hailstorms.
I made a claim with Allianz after the 2011 Christmas Day hailstorms. The claim was settled two or so weeks ago...3 months! Now when I say settled I mean I received the balance of the payout after dedu… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
I recently put a deposit on a unit, and contracts were exchanged.
I recently put a deposit on a unit, and contracts were exchanged. The vendor has changed her mind about selling. She offered $5000 and fees incured, for me to walk away. I have been looking for a prop… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
Hi, Ive a property due to settle today, but still waiting
Hi, I've a property due to settle today, but still waiting for mortgage to be formally approved. So I know I'm gonna to miss the settlement date. Even though the bank CBA has written a letter stating … read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
Our settlement date was changed by the vendor the day before
Our settlement date was changed by the vendor the day before we were to take possession and extended by two weeks. Our conveyancor filied an order to settle within this time. If they do not what are o… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
I purchased a property; during the time from acceptance and
I purchased a property; during the time from acceptance and contracts a notice was placed on the front door by the C'wealth Bank. Agent told me to ignore it, as it was a mistake. Contracts were then s… read more
Leon
Leon
Solicitor
Master's Degree
47,564 satisfied customers
I need a simple fee protection agreement that I can give individu
I need a simple fee protection agreement that I can give individuals who introduce business to me and for the service I agree to pay them X amount on every order that is paid sometimes as a % but most… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers

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John Melis

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Principal Lawyer at Legal AU Pty Ltd

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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