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I need some legal advice regarding a payment dispute which
Hi I need some legal advice regarding a payment dispute which happened on Mar 29. On that day I transferred 630 000 dollars from my NAB account to a Commonwealth Bank trust account as received from my… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have a car accident and no one was hurt I was insured and
I have a car accident and no one was hurt I was insured and referred the owners of cars that I hit to my insurance co Aug 2017. On 21 March I received a submission demanding $34,930 for lost of use of… read more
Leon
Leon
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Master's Degree
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My Xtrade account number *******. I was an inexperienced
My Xtrade account number *******. I was an inexperienced investor in this high risk investment.I lost approx USD50,000 instantly. The tradings and capital increases were made in the urge of Xtrade sen… read more
John Melis
John Melis
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I enrolled to a course called the Inner Circle Tribe and
I enrolled to a course called the Inner Circle Tribe and paid the deposit for it last year on November 30 to a business called Cre8 Awakening. They have a 30 day money-back guarantee policy that is offered, in the case of the members not being completely satisfied with what we had received (see video https://www.facebook.com/brett.jones.1884/videos/1107030726066803/ at timeframe 46:29). It states that if you are not 100% satisfied, you can have your money back guaranteed, commencing in January 2018, however the exact date is not recorded or mentioned. According to my assumptions from the information that I am presented with, this money-back guarantee should have officially commenced on the 22 of January, 2018 on the start date of our first official meeting and intensive 3-days together, the day all of the work commenced. I emailed the owner, Brett Jones, to notify him that I no longer wished to be a part of the tribe on February 10th and then again on February 15th (I can discuss the reasons as to why I made my choice in more detail if required). He replied with various messages stating that I was making excuses for leaving and then he requested to have a conversation over the phone, and not via email. We agreed on a time for a phone conversation but Brett did not call, his reasoning being that he was confused as to the time differences (he is travelling at the moment). I did not have time again that week to speak to him so all other conversations have taken place via email. I asked him again to be removed from the group and he then said I could be removed, but that I am liable for the full payment (monthly instalments of $654.83 until year end) due to the content that I had already received and he threatened legal action if not paid. This is when I started seeking legal advice to gain understanding of my rights going forward as I was not requesting any money to be paid back to me that I had already paid, but rather to not have to pay for the monies still requested month to month, for a course that I no longer am a part of. I cancelled my card so as to not have another payment be deducted from my account unnecessarily until I knew what my rights are in this matter. I had not replied to his email threatening legal action and due to the monthly deduction of $654.83 being declined, on March 1st, I received another email from Brett to notify me that I have 7 days before he takes legal action against me to recover ALL outstanding monies ($6440.34) and any related fees to legal action. It is important to note that I did not sign any terms and conditions and nor were any terms and conditions read out to me or given to me upon providing the business with my card details over the phone when paying for the deposit for this course. My question here is: was the money back guarantee still applicable to me, given the lack of terms and conditions and clarity of the information provided and what are my legal obligations to paying the remainder amount of monies outstanding. If you have any further questions or request any other information, please let me know. … read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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I need to speak with an operator. Qld. Not yet basically we
Not yet basically we were in qcat last year cause of damages to a property and lost we paid the depth to a mediator that the owner of the house hired but he never received any money and has kept us black listed and is saying he got no money even though I have corosponding emails and bank receipts of money paid … read more
John Melis
John Melis
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We have a question about a potential error in a share
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In 2015 my husband signed an authority for the church he
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Leon
Leon
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I've been a member of Paypal since 2005 and transacted tens
I've been a member of Paypal since 2005 and transacted tens of thousands of dollars through my account (sales and purchases) without incident. Have been on hold for over 30 minutes waiting to find out… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
What legislation should we look at to see the obligations of
What legislation should we look at to see the obligations of a credit card company in relation to traders being defrauded by customers … read more
Leon
Leon
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Master's Degree
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I just had an amount of money charged back because of a
I just had an amount of money charged back because of a supposed unauthorised claim on a credit card. I have since paid this money out. And I have just received some other funds for a completely diffe… read more
Leon
Leon
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Master's Degree
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Westpac bank has closed negotiations between Merchant Bank
Westpac bank has closed negotiations between Merchant Bank Credit Card Disputes. They claim that my submissions were "out of the time frame". Since 18th Dec. 2017 when they informed me that the Mercha… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
I am the Executor of my Brother Graham's, Estate, he Banked
I am the Executor of my Brother Graham's, Estate, he Banked with the Westpac Bank. I had to have his account blocked, because in the days after his death, his Daughter had possession of his Bank card … read more
Daniel
Daniel
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On 4 November 2012 while stationery waiting for traffic
on 4 November 2012 while stationery waiting for traffic lights to change so I could turn into Parramatta Road in New South Wales I was hit from behind by a vehicle causing extensive damage to the rear… read more
Leon
Leon
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A number of times over the last few years, I have made a bPay
A number of times over the last few years, I have made a bPay payment, and the sum has been removed from my cheque account immediately, but the payee has subsequently claimed not to have received it. … read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
I run a small business and operate an eftpos machine. On Friday
I run a small business and operate an eftpos machine. On Friday I had authorised by my bank a credit card which apparently was a stolen usa credit card. I managed to stop the western union transaction… read more
Leon
Leon
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Master's Degree
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Sister forged signature on joint mortgage Without me knowing
Sister forged signature on joint mortgage Without me knowing for an extra amount Of $40,000 aud. It was a top-up loan. It was 'witnessed' by a property broker. All this while I was away. What r the pe… read more
Leon
Leon
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Master's Degree
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Not sure where to get help and guidance on this matter, and
Not sure where to get help and guidance on this matter, and quickly. Is this Business, Property or Consumer Law? We have much of our life's personal and household possessions in a storage facility in … read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
Good morning, My name is Paul, I was engaged to a lady (Karen
Good morning, My name isXXXXX was engaged to a lady (Karen N Kemp) for approx 5 months, we had an exciting and passionette love for each other, I officially moved in with her in Feb 08, then left to g… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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