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I want to find out about Asteron Life Insurance. Is it

Customer Question
Hi I want to...

Hi I want to find out about Asteron Life Insurance.

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Is it legit.company?

Lawyer's Assistant: Has anything been filed or reported?

No. I'm thinking of transferring my life insurance with them but I don't know much about the company.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No I just want to know the credibility of the company to make sure I will be safe with them.

Submitted: 4 months ago.Category: Australia Law
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Answered in 5 minutes by:
3/14/2018
Solicitor: John Melis, Lawyer replied 4 months ago
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,288
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified

Hi, my name is***** solicitor in Melbourne. Thank you for using Just Answer, and I will answer your question today, and ask various questions to narrow the issues in your post raised.

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Solicitor: John Melis, Lawyer replied 4 months ago

have you requested the paper work yet

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Customer reply replied 4 months ago
they wmailed the policy to me, but it sounds too good for e.g. 30 days waiting period for a pay out on income protection
Customer reply replied 4 months ago
It's ok John I can't afford the live talk. I just need to know if they are legit.
Solicitor: John Melis, Lawyer replied 4 months ago

The following is what ASIC has advised.

ASTERON LIFE Business NameRegistered

Select resultASTERON LIFE Business NameCancelled

Select result* ASTERON LIFE LIMITEDACN 001 698 228Australian CompanyDeregistered

Select result* ASTERON LIFE PTY LIMITEDACN 001 698 228Australian Proprietary CompanyDeregistered

Select resultAUSTRAL***** *****FE INSURANCE PTY LTDACN 104 956 087Australian Proprietary CompanyRegisteredSYDNEY NSW 2000

Select resultAUSTRAL***** *****FE INSURANCENSW BN97979673Business NameRegistered

I recommend that you proceed with caution.

You can come back to this post any time to ask questions and there will be no further charges to you.

Don’t forget to rate me 5 stars as this supports me helping the community, and thank you for using Just Answer.

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Solicitor: John Melis, Lawyer replied 4 months ago

What you can do is ask for the company's ACN number and then do another ASIC search to see if the company is registered or deregistered.

This will ensure that you dealing with a proper company.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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