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I just received my ins renewal. It has increased by
I just received my ins renewal. It has increased by approximately 32%in 1yr from 827.69 to1093.00.. … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I am seeking some advice as an insurance claim denial by CGU
I am seeking some advice as an insurance claim denial by CGU in regard to a damaged roof durring a storm. I lodged a claim in early August with CGU after it was found that a recent storm had damaged some guttering. Upon investigation it was found that the roof itself had lifted from the batterns. Hence the claim. On the 15th of August we lodged a second claim after further storm damage in a similar manner but to the other pitch of the roof. We were told the initial claim was approved , paid the excess and agreed to the scope of works. Since then CGU has sent a plethera of investigators to the house and on the 12th of October we were advised that the bulk of the claim was denied due to the roof not meeting standards and not beng maintained. CGU are not able to say what standards were not met, the house is over 40yo and we have been the owners for 3 years. … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have a site report from my QBE Insurance Assessor and I
I have a site report from my QBE Insurance Assessor and I believe some of it is not correct. I have spoken to QBE Marilyn Pacumio (Claims Officer).She has told me "that the consultation from their hig… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
We recently had a roof restoration on our home completed for
Hi, we recently had a roof restoration on our home completed for $6,450. We had a quote and the business signed off on the work. A little while later, quite by accident, we found that a large part of … read more
John Melis
John Melis
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Bachelor's Degree
4,290 satisfied customers
In 2016/2017 I worked regularly for 7 days per week, but not
In 2016/2017 I worked regularly for 7 days per week, but not every week, setting up a company product stand early Monday mornings, manning the display stand by myself, demonstrating to the publicand g… read more
John Melis
John Melis
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Bachelor's Degree
4,290 satisfied customers
Hullo Pearl, sorry you're working on a Sunday! My husband
Hullo Pearl, sorry you're working on a Sunday! My husband and I had Four Seasons gutter guard installed on our retirement village new 2012 unit about 4 years ago (we moved into a new unit in 6/12). Ov… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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We purchased a 2015 hatch on 25/1/17 and rang Apia for cover
We purchased a 2015 hatch on 25/1/17 and rang Apia for cover note and Insurance for the vehicle on 17/1/17. They said it would be mailed out to us. … read more
Leon
Leon
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Master's Degree
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I built my house through the Burbank back in 2006. I have
I built my house through the Burbank back in 2006. I have parapet walls and roof leaking issues (where these parapet walls are) ever since that appear during heavy rain. Burbank maintenance came out a… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
We have bought a property in Melbourne and the insurance is
We have bought a property in Melbourne and the insurance is covered by a strata agreement and the owners corporation. We only moved in 6 months ago and the ceiling in one of the bedrooms had collapsed… read more
Leon
Leon
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Master's Degree
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I am aged 71 and have been a client of Apia 15 years.
I am aged 71 and have been a client of Apia for over 15 years. In that time from memory I have made only one claim on a damaged rear light of my car. Back in February this year we had torrential rain … read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
I own a Strata Unit and am having water leaking through the
Hi I own a Strata Unit and am having water leaking through the ceiling for the past 5 months numerous requests have been made to repair roof and Owners Corp has failed to repair roof and refuses to re… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
We moved in on the 28th of feb 2014 put maintenance report
We moved in on the 28th of feb 2014 put maintenance report in on monday 3rd of march for gutters to be cleaned etc gutters got cleaned on the 29th of march in that time the front gate broke the kitche… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
I signed a retail lease agreement in November 2012. In the
I signed a retail lease agreement in November 2012. In the first three months we had two incidents of water coming into our tenancy from the tenants next door, due to a leaking roof/air vent. Rectifyi… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
I fall from the roof at my parents place while i was cleaning
I fall from the roof at my parent's place while i was cleaning the gutter. I hurt myself and i can't work. I was hospitalised for 2 weeks, i have got only a few hours of sick leave left. I was told th… read more
Sean
Sean
Experienced lawyer
Bachelor of Law with First Class Honours
855 satisfied customers
I recently asked questions re tenants in unit, the answer was
I recently asked questions re tenants in unit, the answer was successful, with police help tenants were evicted, the unit was left a disaster, we are in the process of repairs & updating,,the problem … read more
Brisbane-Lawyer
Brisbane-Lawyer
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Master
14,357 satisfied customers
On the 29/9/11 I had a part of a tree from my property fall
On the 29/9/11 I had a part of a tree from my property fall during the wind storm, causing damage to my bbq pergola, destroying my water tank and damaging my house, roof guttering fascia etc. An insur… read more
Patrick H.
Patrick H.
5,422 satisfied customers
I have a question about the neighbouring border. Recently our
I have a question about the neighbouring border. Recently our neighbour commenced rennovation project on their property. Meanwhile we found their new gutter from the garrage roof was hanging over our … read more
Patrick H.
Patrick H.
5,422 satisfied customers
My QLD company carried out a $210,000.00 insurance storm damage
My QLD company carried out a $210,000.00 insurance storm damage roof & gutter replacement on a hotel in NSW.The work was carried out to the work contract but the Box gutter had a few rust holes in it … read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers

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Sean

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John Melis

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Family Law, Commerical Law, Property law, Probate & Wills, Employment Law, International Law, Criminal and Traffic Law, Litigation Tribunal & Courts

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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