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Had 2 direct debits dishonoured from a savings account with
Had 2 direct debits dishonoured from a savings account with no notice. Cleared funds available. Account type apparently did not allow. Dishonour's had "Refer to Customer" answer, as in no funds availa… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
Queensland. Not at this stage it is just a general question
Not at this stage it is just a general question re our bankers practices regarding overdrawing a family super fund. Let me explain Opened emails this morning and saw that a small amount of $135 had been refused to the ATO for BAS. Looked into the Super account and found that an amount of $96666 had been direct debited to Colonial first state on 20th Oct overdrawing our Family super in amount of $83,000 odd dollars. I had previously transferred two similar amounts by direct dr to Colonial on 20 August and 20 Sept and gave no authority for a third payment. I have another $100,000 going into that account early November and was intending that the transfer would happen after that. Sorry, not used to this on line chat stuff. … read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
If I have a direct debit coming out of my account and do not
If I have a direct debit coming out of my account and do not have sufficient funds to cover the drawing does the bank have the right to simply take money from another savings account to cover the draw… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
I've been charged a few bills and the money taken out of my
I've been charged a few bills and the money taken out of my direct debit by Telstra after my account was closed and now I can't get any sense out of Testra call centres to get my money back … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
I am just wondering if you c an help me. I live in
Hi Pearl, I am just wondering if you c an help me. I live in Queensland. … read more
Leon
Leon
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Master's Degree
47,844 satisfied customers
My husband has stolen money from a joint bank account.
My husband has stolen money from a joint bank account … read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
Im not sure if its a legal question or a comsumer protection
Im not sure if its a legal question or a comsumer protection question however I have a mortgage on a residential property and in July 16 I called the lender and asked for hardship assistance. My mortg… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
A husband and wife have so far paid $900 towards buying a
A husband and wife have so far paid $900 towards buying a camper trailer that the vendor set the price at $2,500 six months ago. Now the husband has been diagnosed with cancer and is to have an operat… read more
Patrick H.
Patrick H.
5,422 satisfied customers
hi, Our bank being NAB has issued us with notices to cancel
hi, Our bank being NAB has issued us with notices to cancel our facilities on our portfolio of over $2million and asking us to pay out immediately. The only explanation our business manager can tell u… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
I run a small business and operate an eftpos machine. On Friday
I run a small business and operate an eftpos machine. On Friday I had authorised by my bank a credit card which apparently was a stolen usa credit card. I managed to stop the western union transaction… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
My husbans life insurance policy lapsed while we were in the
My husbans life insurance policy lapsed while we were in the midst of medical issues for his health due to lack of funds in an account from which the funds were being direct debited (we had opened a n… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
My ex and I had an agreement when we separated that I would
My ex and I had an agreement when we separated that I would pay the mortage on the house and he the rates and insurance until we had our property settement. I went to the bank and told them I would so… read more
Patrick H.
Patrick H.
5,422 satisfied customers
In 2003 our small business [Treehaven Pty Ltd] had an agreement
In 2003 our small business [Treehaven Pty Ltd] had an agreement through a supplier [Red Centre Office Technology] with Focus Capital Group Pty Ltd to provide finance for a photocopier. Our dealings we… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
My daughter signed a contract with a local gym in March 2011
My daughter signed a contract with a local gym in March 2011 to have fortnightly payments taken from her bank account by direct debit in order to pay the fees. Her situation has since changed from a f… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
I had a Wilsons parking card that I have used for around 5
I had a Wilsons parking card that I have used for around 5 years. Each time i use the card a fee is direct debited from my savings account. A few weeks ago the card would not work (said expired on mac… read more
Leon
Leon
Solicitor
Master's Degree
47,844 satisfied customers
Hi Deborah, Thank you for your help, let me fill you in to
Hi Deborah, Thank you for your help, let me fill you in to my situation, On the 15/5/2011 I went to a business event in the City of Melbourne run by Global1 at the end of the day I made to deals to tw… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I was approached by a finance broker who claimed he had contacts
I was approached by a finance broker who claimed he had 'contacts' within NAB to refinance my loans.($4650000 worth) NAB reps and the broker visited my home offering a much better deal than the loan/s… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I signed up at a gym 3 years ago and signed to have direct
I signed up at a gym 3 years ago and signed to have direct debit from my bank account each month. About 4 months later I was not well enough to continue so handed in a written note (I do not have a co… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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