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My son lives in qld and is in debt up to his eyebrows .I am…

Hi my son lives...

Hi my son lives in qld and is in debt up to his eyebrows .I am 81 and cannot help can you tell me if he can cet his bank to freeze his house mortgage for a period to help

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

In qld

Lawyer's Assistant: Has anything been filed or reported?

No not yet

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No thanks

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Answered in 13 minutes by:
1/23/2018
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 2,781
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified

Hi, my name is***** solicitor in Melbourne. Thank you for using Just Answer, and I will answer your question today, and ask various questions to narrow the issues in your post raised.

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the banks do have a facility for emergency relief which can be provided for a period of 6 months. however, the issue that needs to be addressed to the bank is whether the property will be sold.

if the property is to be sold, the bank will be more likely to support the application process.

the banks are very supportive in hardship applications and will work with the lender to try and resolve the debt matter in the best way possible.

the key point with the banks is to be upfront and open up with communication as early as possible.

You can come back to this post any time to ask questions and there will be no further charges to you.

Don’t forget to rate me 5 stars as this will allow me to continue to answer your important questions.

John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 2,781
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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