Australia Law

Have Australian law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

This answer was rated:

My son lives in qld and is in debt up to his eyebrows .I am…

Hi my son lives...

Hi my son lives in qld and is in debt up to his eyebrows .I am 81 and cannot help can you tell me if he can cet his bank to freeze his house mortgage for a period to help

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

In qld

Lawyer's Assistant: Has anything been filed or reported?

No not yet

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No thanks

Show More
Show Less
Ask Your Own Australia Law Question
Answered in 13 minutes by:
1/23/2018
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,568
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified

Hi, my name is***** solicitor in Melbourne. Thank you for using Just Answer, and I will answer your question today, and ask various questions to narrow the issues in your post raised.

Ask Your Own Australia Law Question

the banks do have a facility for emergency relief which can be provided for a period of 6 months. however, the issue that needs to be addressed to the bank is whether the property will be sold.

if the property is to be sold, the bank will be more likely to support the application process.

the banks are very supportive in hardship applications and will work with the lender to try and resolve the debt matter in the best way possible.

the key point with the banks is to be upfront and open up with communication as early as possible.

You can come back to this post any time to ask questions and there will be no further charges to you.

Don’t forget to rate me 5 stars as this will allow me to continue to answer your important questions.

John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,568
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified
John Melis and 87 other Australia Law Specialists are ready to help you
Ask your own question now
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a solicitorLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask John Melis Your Own Question
John Melis
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,568
3,568 Satisfied Customers
Experience: Principal Lawyer at Legal AU Pty Ltd

John Melis is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Deborah Awyzio

Deborah Awyzio

Solicitor

863 satisfied customers

Bachelor of Laws (QUT), BIT (QUT), Family Law Accredited Specialist, over 12 years experience

Sean

Sean

Experienced lawyer

855 satisfied customers

Law degree with 1st class honours from Australian National University.

James G.

James G.

Lawyer

17 satisfied customers

Australian Legal Practitioner

Darren Kruse

Darren Kruse

Solicitor

16 satisfied customers

Practising in in Personal Injury, Workcover, Civil Disputes, Family, Wills and Estates and Criminal law.

Leon

Leon

Solicitor

27,790 satisfied customers

BEc Dip Ed, Dip Law (SAB) MTax (UNSW)

Daniel

Daniel

Solicitor

5,976 satisfied customers

Bachelor of Laws (dist) Graduate Diploma in Legal Practise. Admitted NSW Supreme Court / High Court

John Melis

John Melis

Lawyer

3,568 satisfied customers

Principal Lawyer at Legal AU Pty Ltd

< Previous | Next >

Related Australia Law Questions
I hold the mortgage on the house I sold to my son, he has
I hold the mortgage on the house I sold to my son, he has been paying interest only of $557.85 per for the last 5 years ,in oct he decided he wasn't going to pay anymore,and I have had a default notic… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
W**** My 38 year old son, (who I believe is an alcoholic),
My name is********* My 38 year old son, (who I believe is an alcoholic), has caused his mother to vacate her family home through his horrible behaviour. He is (has been) living with her for 18 years, … read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
My ex tooj voluntary early retirement last july and recieved
Hi my ex tooj voluntary early retirement last july and recieved a large payout from his employer, I can't find anyone that can tell me if he is obligated to pay child support on this being it was taxe… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
I submitted, WA, I submitted a request fo Final Orders in
I submitted a request fo Final Orders in the family court of WA for financial settlement, this was heard by the judge 2 months ago but my ex had not submitted any response . the judge gave him 28 days to respond and we have mediation next month He has still not responded or sent anything In the mean time he is not paying our mortgage (he is in the home) and we are now 6 months behind in payments He is ignoring everything and I am getting more in debt as the house is in joint names … read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
If I was guarantor for sons second mortgage & then paid that
If I was guarantor for sons second mortgage & then paid that out plus some of his first mortgage as well, now he can't keep up future house payments, how can I make him sell the house before it's take… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
My mum wants to sell her home but my Brother who has lived
My mum wants to sell her home but my Brother who has lived here basically rent free for 28 years want to know his rights. He has accumulated so I am my Mum's enduring Power of Attorney now but the tit… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
If the court has frozen our assists whilst my ex-husband
if the court has frozen our assists whilst my ex-husband serves prison time for fraud,can the bank for close on our house? if so if there is a profit can i have part of the profit or does it remain fr… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
I live in qld but at the moment im visiting famh : Family in
Family in adelaide my boyfriend has kicked my 13 year old and wont let him come home … read more
kmslaw
kmslaw
Principal Solicitor
Bachelor\u0027s Degree
209 satisfied customers
My son has been in a defacato relationship 2yrs and most of
my son has been in a defacato relationship for past 2yrs and most of that time has been her carer. does her sonhave the right to put a caveat on his Mother's Bank A/c containing compenstion This is ca… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
Leon, I would now like to ask you to address the second potential
Leon, I would now like to ask you to address the second potential legal action against Keith & Krista Adams. The information for this situation I have sent to you as an attachment previously, Tony… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
Is probate law different in nsw to qld? My father was a resident
Is probate law different in nsw to qld? My father was a resident in QLD but was living with my sister in NSW when he died. What state should probate be lodged in? He sold his property in QLD before he… read more
Peter J R Gauld
Peter J R Gauld
Solicitor
Bachelor's Degree
571 satisfied customers
My son and partner bought a home together 10years ago, the
My son and partner bought a home together 10years ago, the partner moved out 3years ago and arranged between themselves to share the 2 children week about, she took the family car worth $20000.00 now … read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
A 97yr old man, goes guarantor to the sum of $60000 to his
A 97yr old man, goes guarantor to the sum of $60000 to his youngest son thirty years ago...the old dad is in his last days and wants to sell the property and divide his assetts between the five siblin… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
5 years ago I sold my freehold home in Adelaide to help my
5 years ago I sold my freehold home in Adelaide to help my son keep his home in Qld. I invested $200,000 in him and the house. I immediately paid $40,000 off his mortgage and paid for all the building… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
hi, i have separated from my husband, i was at fault - i had
hi, i have separated from my husband, i was at fault - i had an affair. i am now renting he is living in our family home where we have a mortgage. i want to sell the house or him to buy me out as i ca… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
I am dealing with a deceased estate with the executor. The
I am dealing with a deceased estate with the executor. The house has a veriXXXXX XXXXXne of credit. We do not have the copy of the contract. The bank want us to pay the loan out in 38 days or they wil… read more
Advocate
Advocate
Master's Degree
350 satisfied customers
I left my husband a year ago. Moved out of a dom viol sit,
I left my husband a year ago. Moved out of a dom viol sit, through crisis housing into a rental (with my autistic son) and worked PT to try and pay off the debts he left me (all exp were in my name - … read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
i have currently moved to sydney and my daughters father is
i have currently moved to sydney and my daughters father is constantly calling me with abbuse asking when can he see his daughter now for three years of her life it never bothered him he moved to qld … read more
Stephen Teece
Stephen Teece
Master's Degree
18 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x