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I am negotiating with the anz bank regarding a loan that we
I am negotiating with the anz bank regarding a loan that we were part of for our ex daughter-in laws business which and i feel that every thing we do they block us in every thing we offer the want $68… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
Nothing to do with house mortgage. Queensland. It was a
It was a business loan unsecured with ANZ I was not able to talk with ANZ as they sold it to Pioneer credits … read more
Leon
Leon
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Master's Degree
51,913 satisfied customers
On the 12/10/2018 I was refinanced by another Bank. I had a
On the 12/10/2018 I was refinanced by another Bank … read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
My business partner has just left our company and resigned
Hello,my business partner has just left our company and resigned as director all the trucks and machinery have us both listed as Gaurantor … read more
Leon
Leon
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Master's Degree
51,913 satisfied customers
Back in 1996 my business, my wife and myself were declared
Hi. Back in 1996 my business, my wife and myself were declared bankrupt. For some reason when I was granted a credit card through ANZ back in 2013 this loan that was tied up with my bankruptcy showed … read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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I had my own Pty Ltd company for many years. In March 2018 I
I had my own Pty Ltd company for many years. In March 2018 I went bankrupt. I also had a company run super fund with $60k in it. The trustee for my Bankruptcy will not release my super to be put into … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
Do you agree that anz bank, sells the loan contracts of
Do you agree that anz bank, sells the loan contracts of borrowers to investors, and no more rights to the properties mortgaged? … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
We have a small business that went bust on the 1st March.
We have a small business that went bust on the 1st March. Since then we have a number of people chasing us for money we don't have … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
We have a son who suffers Mental Illness. He has had a car
We have a son who suffers Mental Illness. He has had a car loan for at least one year. We as parents thought that we had Guaranteed this loan. he has always paid his bills. However, for some reason he… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
The ANZ Bank is refusing to process the discharge of a
The ANZ Bank is refusing to process the discharge of a mortgage as part of a guarantee on an existing property even though they have accepted correct papers and that it is clear to be discharged. … read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
My husband and I are guarantor for a Loan of our daughter
My husband and I are guarantor for a Loan of our daughter and her Ex Husband (divorced 10 years). We are reaching retirement and would like to sell the Investment Property which is being held as equit… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
Maurice, my business in NZ went into liquidation but I
Hi Maurice, my business in NZ went into liquidation but I personally went guarantor on the business loan. If I go bankrupt in NZ can they chase me and any future assets I have in Australia?… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
HAVE RECEIVED SUMMONS FROM DISTRICT COURT SA 28/4. HAVE DEBT
HAVE RECEIVED SUMMONS FROM DISTRICT COURT SA 28/4. HAVE DEBT OVER $269K WITH BANK FOR FAILED BUSINESS THAT COULDN'T REPAY AND DOUBTFUL WILL EVER BE IN POSITION TO REPAY. BANK IS ALSO WANTING INTEREST,… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
I HAVE A DEBIT COLLECTION RING SAY I WENT GUARANTEE TO MY SON
I HAVE A DEBIT COLLECTION RING SAY I WENT GUARANTEE TO MY SON LOAN NEVER EVER RECEIVE LETTER ABOUT THIS LOAN BEING LATE PAYMENT. THEY JUST RANG ME. I ASK THEM TO SEND THE PAPER WORK, ON THE PAPER WORK… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
4 years ago I signed a (capped) family guarantee ($104K)with
4 years ago I signed a (capped) 'family guarantee' ($104K)with ANZ so my son could get a mortgage on a first house. Current val $420K mortgage bal $380K - ie < 10% equity. The ANZ won't release the… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
My husband and I are seperated and he has been terrible with
My husband and I are seperated and he has been terrible with his finances always. He ran away from large credit card debts in the UK, now has large credit card debts in australia and has spent his pro… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
I signed a legal document as guarantor, the document had its
I signed a legal document as guarantor, the document had it's company details to another business without my knowledge & I am now being held liable for a cost of $50k for something that I did not sign… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers
I used to own a business, I closed the doors Sep09. I have
I used to own a business, I closed the doors Sep09. I have been trying to pay the debts. The business debts are secured by the business. I was trading as a Sole Trader. I have tried refinancing my hou… read more
Leon
Leon
Solicitor
Master's Degree
51,913 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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