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I am an Australian living in NZ. My husband was working in
I am an Austral***** *****ving in NZ. My husband was working in Sydney and had his life insurance set up through Russell Investment and returned back to NZ … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
20,561 satisfied customers
We have life insurance with Asteron Life last year the
we have life insurance with Asteron Life last year the premiums went up drastically so we rang & reduced the policy value to $200,000 each ( my husband & mine) which I might add was reduced by more than half) the payments then went down to $73.33 & $122.17. Today I have received the new statement for 2020 & the new payments have increased to $122.17 & $183.33. I find this jump rather high for one year on. Is this the normal hike in premium prices theses days. We are 62 & 63 I'm thinking is this going to put price us when we really need it later in life. regs Margaret Murdoch … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
20,561 satisfied customers
I took out a SuperWrap BT policy in 2013. I was advised by
I took out a SuperWrap BT policy in 2013 . I was advised by the Westpac financial advisor that the policy he was giving me would include income protection and life insurance and deductions would be taken mostly from my super .. I was told the policy would cost about $8K per year ... my financial advisor left his roll and I was informed by BTWrap that no one was overseeing my policy and super so I went to a count financial adviser who has advised me that in fact my income protection and life insurance policy fees were 20K per year and this was why in spite of my annual super contributions my policy was not increasing much at all … read more
Leon
Leon
Solicitor
51,905 satisfied customers
I've been paying every year since 1980 Life Insurance
I've been paying every year since 1980 Life Insurance premiums. This year however the $2723.85 required was financially beyond me. I contacted my 'broker' that I didn't know I had, but whose name was … read more
Leon
Leon
Solicitor
51,905 satisfied customers
Insurance premiums. approx 1993 i took out a life policy for
insurance premiums. approx 1993 i took out a life policy for $400.000 because at that time i had a business committment. when the ins.co. did my medical,they said because i took tablets for diabetes .… read more
Leon
Leon
Solicitor
51,905 satisfied customers
I have just received my renewal for my Life Insurance, and
I have just received my renewal for my Life Insurance, and the company has increased my premiums by 12.08% adding a extra $1000 dollars to my yearly costs. An extra $76.00 per month bringing my monthl… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
20,561 satisfied customers
Have received annual insurance premium for home insurance.
Hi, Have received annual insurance premium for home insurance. Same house. Same policy. Same Insurer. Last year cost approx. 2900. This years premium over 15 000. Over 600 % increase. Wondering how th… read more
Leon
Leon
Solicitor
51,905 satisfied customers
Amp super with insurance policy i was paying the amount of
Amp super with insurance policy i was paying the amount of premium every month by direct debit after my 65 birthday one month later they stopped collecting the money and did not advise me .months late… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
20,561 satisfied customers
ING OneCare Income Secure has just increased renewal premium
ING OneCare Income Secure has just increased renewal premium for guaranteed Level Premium policy by 20% for policy year ending 23 October 2019. … read more
Leon
Leon
Solicitor
51,905 satisfied customers
My son Davy sustained a traumatic brain injury in 2004 when
My son Cameron Davy sustained a traumatic brain injury in 2004 when he fell two storeys from a block of flats he was working on in the Blue Mountains NSW and landed on a concrete driveway. Workcover p… read more
Leon
Leon
Solicitor
51,905 satisfied customers
I am just enquiry about a NRMA claim my car was stolen from
I am just enquiry about a NRMA claim my car was stolen from my home and found later that night burnt out, and they are going to pay out the claim, but said that I also had to pay out the rest of the i… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
7,501 satisfied customers
This is a question on travel insurance.I am 84 and have been
This is a question on travel insurance.I am 84 and have been on cholesterol lowering drugs for some years.My cholesterol is well within normal limits but my travel insurance says it is a pre-existing … read more
Leon
Leon
Solicitor
51,905 satisfied customers
I have multiple sclerosis. I was employed when I was diagnosed
I have multiple sclerosis. I was employed when I was diagnosed and had to stop working because of it. My superannuation had a dissability insurance component but when i asked about it they said that i… read more
Leon
Leon
Solicitor
51,905 satisfied customers
Are insurance companies permitted to increase an insurance
Are insurance companies permitted to increase an insurance policy from $47.00 to $72.00 per month with little warning. No pet owner would wish to jeopardise the health and safety of their pet, however… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
My parents are in mid 70s pensioners . They have been over
My parents are in mid 70's pensioners . They have been over paying building & contents insurance from 1996 till now with same insurance company . Never made a claim . What is there chance to claim bac… read more
Leon
Leon
Solicitor
51,905 satisfied customers
I have had my home and contents insurance for the next 12 months
I have had my home and contents insurance for the next 12 months increase by 110%. I am currently with NRMA and have been for 10 years. When contacted, I was advised by NRMA that the increase was due … read more
Leon
Leon
Solicitor
51,905 satisfied customers
Good morningThis is a family/custody question. I am an
Good morning This is a family/custody question. I am an Australian Citizen living here in Sydney with my husband who is an American Citizen here on a visa. We have only just moved here from the USA ha… read more
Advocate
Advocate
Master's Degree
350 satisfied customers
I am from a suburb of Sydney in New South Wales AUSTRALIA and
I am from a suburb of Sydney in New South Wales AUSTRALIA and need some legal advice regarding residential tenancy law. I have been sent a Termination Notice from the Landlord's Agent after renting th… read more
Leon
Leon
Solicitor
51,905 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Family Law, Commercial Law, Property law, Probate & Wills, Employment Law, International Law, Criminal and Traffic Law, Litigation Tribunal & Courts

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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