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I have a question about a problem with my bank. Qld. I have…

I have a question...

I have a question about a problem with my bank.

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Qld

Lawyer's Assistant: Has anything been filed or reported?

No. I have tried to talk to them through their complains department but they don't help.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

It is a home loan.

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Answered in 5 minutes by:
1/18/2018
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 1,737
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified

Hi, my name is***** solicitor in Melbourne. Thank you for using Just Answer, and I will answer your question today, and ask various questions to narrow the issues in your post raised.

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please tell me more about the issue you are facing ?

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Customer reply replied 1 month ago
In 2008 I had a property settlement with my spouse and I received my home as part of the settlement. At the time I had three children of school age to support and I was receiving a wage from our company just for that year as part of the settlement but after that all support stopped. I had a nervous breakdown in 2008 and a brain haemorrhage later in the year. Somehow I went into the bank and borrowed $269,000 home loan but not in one lump sum I apparently when in 11 different times and added to the home loan in one year and I don't drink, smoke or gamble and I can only account for $40,000 of the loan. The bank didn't even think that a lady that was so sick and with three children should not have been capable of paying such a high loan. that is the first part of the complain the nest is that I have paid the loan now for eight years on disability and I have only paid $6,000 off the principle amount. The payment are $355 a week and I think I have paid over $120,000 and I have only seen $6000 come off the loan.

did they put anything in writing to you ?

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Customer reply replied 1 month ago
I think each time I got a print out of something but everything was lost when I was sick and the family packed up all the house and tidyed up the office. things went out ot the shed and got water damaged and were destroyed but, I have asked the bank for copies of everything. I went into the bank and asked for everything but I never heard back.
Customer reply replied 1 month ago
I'm sorry john I can't afford the $82
Customer reply replied 1 month ago
I have been to the bank with this complain three times and the first time they just blamed me and the second and third I heard nothing back.

no problem

the most important aspect is to help you.

I have extended a further special offer to help you by phone, please have a look, it will help you.

John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 1,737
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified
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John Melis
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 1,737
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Experience: Principal Lawyer at Legal AU Pty Ltd

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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