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My daughter enrolled in a TAFE course, but unfortunately had
My daughter enrolled in a TAFE course, but unfortunately had a accident and was not able to carry out her course and cancelled the course. She now has an account for $1,000, which TAFE have told her s… read more
Leon
Leon
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Master's Degree
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Have had an income protection for some 25+ years. Originally
Have had an income protection for some 25+ years. Originally needed to provide proof of income to obtain cover and have been over the last few years marginally reducing my cover and paying premiums ac… read more
Leon
Leon
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Master's Degree
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I have paid for travel insurance in February with existing
I have paid for travel insurance in February with existing medical condition, for travel in September I have since had another medical condition arise to I have to notify the insurance provider of thi… read more
John Melis
John Melis
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I have just received a notification from MLC (life/critical
I have just received a notification from MLC (life/critical insurance cover) demanding $14,600 in premiums that are apparently in arrears. I have had a direct debit arrangement with MLC for years. My … read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
My daughter had a car crash her car was hit from behind she
My daughter had a car crash her car was hit from behind she was told to go thru her insurance. She was told there will not be a hire car while they assessed her car. They finally wrote her car off. Sh… read more
John Melis
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That would be great thank you. My question is .... My car
My question is .... My car has been written off due to hail damage. I have been paying my insurance monthly. My renewal date is August 2018. As my policy has now been cancelled I have been told that I must pay out the full 12 months and that I can't claim back any of the unused payment. Is that correct? I live in Victoria … read more
Leon
Leon
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My concern regards my daughters credit card debt with the
My concern regards ***** ***** credit card debt with the Commonwealth Bank and with her physical and mental health with regard to this debt. It seems that the debt is not reducing because, in spite of… read more
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Leon
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I have two pet insurance policies with the same insurer. One
I have two pet insurance policies with the same insurer. One I have had a dispute with that was not answered and which I referred to the Ombudsman without success and eventually closed. The insurer ha… read more
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I contributed to a Tower life funeral insurance for many
I contributed to a Tower life funeral insurance for many years which was good at the start but yearly my premiums went up with cpi it got to a point where it became not affordable to keep this policy … read more
Leon
Leon
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Master's Degree
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Thank you. I recently lodged an insurance claim for Major
Hi, Thank you. I recently lodged an insurance claim for Major Illness (recently diagnosed with Early On-set dementia) The company has given me a Claim Number, but today I received a letter saying that… read more
Leon
Leon
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The Commonwealth Bank has insured my mortgage free rental property
The Commonwealth Bank has insured my mortgage free rental property since 1996. The local council engineers put an emergency demolition order on a garage wall. When I rang Comminsure on 20/12/14 " my d… read more
Leon
Leon
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Master's Degree
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I renewed my car insurance policy last year Sept 2011 with
I renewed my car insurance policy last year Sept 2011 with Allianz and did not read the policy but just paid the renewal on line. A costly error I was to find later. I was involved in a car accident i… read more
Leon
Leon
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Master's Degree
28,101 satisfied customers
the insurance co AIA have said that they will not pay any further
the insurance co AIA have said that they will not pay any further benitits because the pocicy expired in May 2012 but I lodged the claim in March 2012 and they have paid me 1 payment and refuse any fu… read more
Patrick H.
Patrick H.
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i am moving to england. I have Indefinite leave to remain (i
i am moving to england. I have Indefinite leave to remain (i am a Australian Citizen). My ex husband to be (we are still married) has left me and our 3 children and is in a new relationship in the UK.… read more
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Leon
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Master's Degree
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We are currently insued with Hollard Insurance, for the property
We are currently insued with Hollard Insurance, for the property in which my wife and I reside. We have been insured with Hollard since January 2007, for both house and contents. We have not lodged an… read more
Leon
Leon
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Master's Degree
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My wife took out a life/trauma insurance policy in 2007, about
My wife took out a life/trauma insurance policy in 2007, about 2 years ago she began showing signs of illness. A few months ago I approached our insurance broker regarding our chances of putting all o… read more
Brisbane-Lawyer
Brisbane-Lawyer
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FINANCIAL SERVICES LICENSES AND PRODUCT DISCLOSURE Question Jenny Smith worked for many years as a life insurance agent for Eternal Life Ltd, a large insurance company, selling life insurance policies… read more
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Brisbane-Lawyer
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I separated from my husband approx 18yrs ago but we never divorced
I separated from my husband approx 18yrs ago but we never divorced and he was living in a "tenates in Common" relationship for the past 12 yrs. He died recently and although unsure of the will do his … read more
Peter G.
Peter G.
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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