Australia Law

Have Australian law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

I have a 60acre residential farm in nsw that I have a

Customer Question
I have a 60acre...

I have a 60acre residential farm in nsw that I have a residential mortgage over. It is in arreasrs by about 4 months and I have received a letter of foreclose if I don’t pay the arrears bt 11/1/2018. I have the mortgage with a credit union in NSW. I am waiting for an invoice to be paid to me by a debtor that more than clears all the mortgage arrears plus I have a full time job. I have a wife and 2 young children living on the farm. What can I do to save the day?

Lawyer's Assistant: Since laws vary from place to place, what state is this in? And has any paperwork been filed?

NSW. Yes, I Have a Section 57 2 b form sent to me

Lawyer's Assistant: Has anything been filed or reported?

Only what I have said

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I have an anuity payment due 8/2/2018 that also pays more than enough for the arrears

Submitted: 6 months ago.Category: Australia Law
Show More
Show Less
Ask Your Own Australia Law Question
Answered in 5 minutes by:
1/9/2018
Solicitor: John Melis, Lawyer replied 6 months ago
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,340
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified

Dear customer, my name is***** solicitor in Melbourne, thank you for using Just Answer, I will assist with your question today.

Ask Your Own Australia Law Question
Solicitor: John Melis, Lawyer replied 6 months ago

you need to assign the payment straight over to the lender so it is paid directly to them

this will give you time to clean things up

does this answer your question today ?

Ask Your Own Australia Law Question
Customer reply replied 6 months ago
can I assign the invoice I am owed to the mortgagor to pay yhe arrears?
Solicitor: John Melis, Lawyer replied 6 months ago

yes you can

this will require negotiation to achieve this outcome.

do you want to try this way ?

Ask Your Own Australia Law Question
Customer reply replied 6 months ago
Are the lenders usually keen for this rather than foreclose?
Solicitor: John Melis, Lawyer replied 6 months ago

the lenders would rather resolve the matter

would you like to talk on the phone, I have extended a special offer to you

Ask Your Own Australia Law Question
Customer reply replied 6 months ago
please
Customer reply replied 6 months ago
I woul like to take up your offer
Solicitor: John Melis, Lawyer replied 6 months ago

please accept the offer and we can talk on the phone then

Ask Your Own Australia Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a solicitorLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Deborah Awyzio Your Own Question
Deborah Awyzio
Deborah Awyzio
Deborah Awyzio, Solicitor
Category: Australia Law
Satisfied Customers: 863
863 Satisfied Customers
Experience: Bachelor of Laws (QUT), BIT (QUT), Family Law Accredited Specialist, over 12 years experience

Deborah Awyzio is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Deborah Awyzio

Deborah Awyzio

Solicitor

863 satisfied customers

Bachelor of Laws (QUT), BIT (QUT), Family Law Accredited Specialist, over 12 years experience

Sean

Sean

Experienced lawyer

855 satisfied customers

Law degree with 1st class honours from Australian National University.

James G.

James G.

Lawyer

17 satisfied customers

Australian Legal Practitioner

Darren Kruse

Darren Kruse

Solicitor

16 satisfied customers

Practising in in Personal Injury, Workcover, Civil Disputes, Family, Wills and Estates and Criminal law.

Leon

Leon

Solicitor

27,635 satisfied customers

BEc Dip Ed, Dip Law (SAB) MTax (UNSW)

Daniel

Daniel

Solicitor

5,940 satisfied customers

Bachelor of Laws (dist) Graduate Diploma in Legal Practise. Admitted NSW Supreme Court / High Court

John Melis

John Melis

Lawyer

3,340 satisfied customers

Principal Lawyer at Legal AU Pty Ltd

< Previous | Next >

Related Australia Law Questions
Deb I am one of the small businessman caught up in the GFC
Hi Deb I am one of the small businessman caught up in the GFC in 2008. I used my house and farm as security to borrow to set up a Home Hardware in Narrabri NSW. My assets were used to borrow from the … read more
John Melis
John Melis
Lawyer
3,340 satisfied customers
I finished my employment with my employer in December 2017.
I finished my employment with my employer in December 2017. I have been asking for my long service leave payment ever since then. They have finally agreed to pay it. My question now is should it be pa… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
I have just been terminated, and feel im still owed money.
i have just been terminated, and feel im still owed money. plus was terminated with no warning … read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
I was wanting to know if you can help me with some
Hello I was wanting to know if you can help me with some information regarding my 16 year old daughter who was employed from the 30/1/2018 to th 10/3/2018 and worked 2-4 days a week during this time s… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
I'm a painter and I have just finished a job and been told
Hi I'm a painter and I have just finished a job and been told that if I don't do more work seperatly to the quote I'm not going to get paid for the job I have just finished is this legal … read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
My son who has just finished his tertiary studies was
My son who has just finished his tertiary studies was offered a position by a small company director. My son gave him two options, either to be employed as a part time employee at a rate of $35.00 per… read more
John Melis
John Melis
Lawyer
3,340 satisfied customers
I have been issued a final notice from a financial
i have been issued a final notice from a financial institution regarding my overdue payments of a mortgage over a property. … read more
John Melis
John Melis
Lawyer
3,340 satisfied customers
A tenant (a mother) signed a Residential Tenancy Agreement
A tenant (a mother) signed a Residential Tenancy Agreement that limits the maximum number of occupants (to a 60 square metre Granny Flat) to no more than 2 persons that may ordinarily live in the prem… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
I am living in a boarding house and I rent this studio via a
Hi , I am living in a boarding house and I rent this studio via a student accommodation agent. Before we sign the contract,they told me I have to pay the rent for 3 months in advanced. Last month I've… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
What are the processes & complications when transferring
what are the processes & complications when transferring property titles from joint ownership to one ownership. … read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
Im not sure if its a legal question or a comsumer protection
Im not sure if its a legal question or a comsumer protection question however I have a mortgage on a residential property and in July 16 I called the lender and asked for hardship assistance. My mortg… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
, I loaned my son money to buy his house. He has been
I loaned my son money to buy his house,(for the entire amount) and I hold the formal first mortgage over the property. He has been unable to pay me the agreed interest for the duration of the contract… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
, I'm hoping someone might be able to advise me re. the following.
Hi, I'm hoping someone might be able to advise me re. the following. During February 2001 I obtained a secured personal loan through a local credit union (country NSW) in order to purchase a*****wagon… read more
kmslaw
kmslaw
Principal Solicitor
Bachelor\u0027s Degree
209 satisfied customers
In September 1994 I purchase a 1/600 (with a certificate of
In September 1994 I purchase a 1/600 (with a certificate of Title) of premises called "Hartley Valley, Litle Hartley NSW" which has a lease to "Hartley Valley Owners Company Limited" which run Farm ac… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
I am in NSW and have a tenant leasing a Motel Commercial
I am in NSW and have a tenant leasing a Motel on a Commercial Lease which states that I have the right to terminate the lease where the tenant has failed to pay rent for a period in excess of 14 days.… read more
Leon
Leon
Solicitor
Master's Degree
27,635 satisfied customers
i have someone living in my house they were going to buy have
i have someone living in my house they were going to buy have no lease were ment to be paying $550 per week are weeks behind have treid to have themlocked out but they have call the police i live in n… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
I was a partner in a farm business with my husband which we
I was a partner in a farm business with my husband which we are now separated for three years after 20 years & four children. The partnership finalised 2 years ago. He is a sole trader now with half t… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
The park where i have my caravan...Has sent me a letter saying
The park where i have my caravan...Has sent me a letter saying i have 60 day's to pay outstanding fee's or remove the caravan then after only 20 day's they sent me a letter locking me out of my van...… read more
Katrina Bell
Katrina Bell
Barrister Sole
Bachelor\u0027s Degree
468 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x