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My brother recently passed & nominated me as executor in his
My brother recently passed & nominated me as executor in his will. He has no assets or monetary funds in his estate. I will only need to settle his small credit card & a few other small debts. I need … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
My son Davy sustained a traumatic brain injury in 2004 when
My son Cameron Davy sustained a traumatic brain injury in 2004 when he fell two storeys from a block of flats he was working on in the Blue Mountains NSW and landed on a concrete driveway. Workcover p… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have just received a notification from MLC (life/critical
I have just received a notification from MLC (life/critical insurance cover) demanding $14,600 in premiums that are apparently in arrears. I have had a direct debit arrangement with MLC for years. My … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
Can I please seek some advice? I am dealing with a Life
Can I please seek some advice? I am dealing with a Life Insurance company (Challenger) to try and get the beneficiary of the policy paid out. The policy was taken out by my Father-in-law (I was his POA) whom passed away in 2011. The beneficiary is my mother-in-law (I am her POA) and she was named as the executor of the will. Challenger has requested a certified copy of the death certificate (already provided) , some internal forms to be fill out and signed by my mother-in-law (provided). They have requested a copy of the will. In the move to the home where she currently resides, she has lost the will. It was never registered with a solicitor, so there is no trace of it. I have explained this to the company a couple of times and to fix this situation, I need to supply a Letter of Administration from the Court or a probate letter and they suggested I engage a solicitor to work through this. The amount of the payout is around $4K, so is not worth employing a solicitor to gain the money due to my mother-in-law as beneficiary of the policy. Can you please help me to sort this out? As I see it, unless I can employ a solicitor, mum does not get the policy payout she is entitled to. Any assistance would be greatly received. Time is of the essence, as Mum is elderly and I am not sure is still capable of signing any papers. Thank you. *****: What state/territory are you in? It matters because laws vary by location.… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
My dad has a Insurance policy that has an end date of 2028
Hi, my dad has a Insurance policy that has an end date of 2028 he is now 89 years and has paid into this policy since 1/12/92 total to date is now $15,771 and he needs to pay a further $2088 for this … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have an enquiry about bank life insurance that has been
i have an enquiry about bank life insurance that has been paid up but the bank is still taking the money out but the insurance amount has not been increased … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have made a claim for permanent disability with Q Super,
I have made a claim for permanent disability with Q Super, made August 2016, I am still waiting a decision and I know they have all my details, but there is a concern with my continuity of insurance. … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
A friend who is suffering from Dementia and slowly getting
A friend who is suffering from Dementia and slowly getting worse entered into a contract with AIA Insurance for Funeral Insurance benefits in 2006 while his wife was still alive. The amount agreed upo… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
Reently we lost our home/belongings to a house fire. No suspicious
Reently we lost our home/belongings to a house fire. No suspicious circumstances', but as the insurance company is paying out without any further the police didn't look either. I was just lucky that I… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
We have 1 truck and work as a sub-contractor in the timber
We have 1 truck and work as a sub-contractor in the timber industry. The harvest contractor is the principal contractor and holds a contract with VicForests. Our monthly earnings are paid to the harve… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
I have been paying into insurance line for years and have paid
I have been paying into insurance line for years and have paid more than $5000. my policy is only worth $5800 payable on my death. I have asked Insurance line that seeing as how I have paid more than … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
In April 2003 my wife and I took out separate Westpac Funeral
In April 2003 my wife and I took out separate Westpac Funeral Cover policies giving Death Benefits of $4,630 and $3,876 for monthly premiums of $27 and $30 respectively, paid by direct debit each mont… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
A query regarding insurance for life and funeral .My father
A query regarding insurance for life and funeral .My father took out policies in the year 2000 and now is 80 years old . His premium fortnightly for both premiums amounts to more than $150 per fortnig… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
My parents are in mid 70s pensioners . They have been over
My parents are in mid 70's pensioners . They have been over paying building & contents insurance from 1996 till now with same insurance company . Never made a claim . What is there chance to claim bac… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
We have been in dispute with my former Home and Contents insurer
We have been in dispute with my former Home and Contents insurer resulting from a claim made in September. The main areas of argument have been Specified Items and Open Air Policy Limit. When we renew… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have a life insurance policy with Tower insurance. It began
I have a life insurance policy with Tower insurance. It began in 1992. Three years ago it was valued at $2 million. We were ill advised and I was led to believe it was for $2 million life cover only. … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
A minor accident- our son checked then reversed out of driveway-
A minor accident- our son checked then reversed out of driveway- scraped side of car driven by young driver (possibly) travelling too fast up street. Exchanged details- didnt call police- offered to p… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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