Australia Law

Have Australian law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

My husband had an insurance policy with CGU. He died in a…

Customer Question
My husband had an...

My husband had an insurance policy with CGU. He died in a farm accident. I am wondering why to receive any compensation we need to go through the court system?

Lawyer's Assistant: Since laws vary from place to place, what state is this in?

Victoria

Lawyer's Assistant: Has anything been filed or reported?

Yes - we filled in the initial paper work

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I just want understand why this needs to go to court

Submitted: 8 months ago.Category: Australia Law
Show More
Show Less
Ask Your Own Australia Law Question
Answered in 5 minutes by:
12/12/2017
Solicitor: John Melis, Lawyer replied 8 months ago
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,545
Experience: Principal Lawyer at Legal AU Pty Ltd
Verified

Dear customer, my name is***** solicitor in Melbourne, thank you for using Just Answer, I will assist with your question today.

Ask Your Own Australia Law Question
Solicitor: John Melis, Lawyer replied 8 months ago

where you husband has past, and there is an insurance policy under CGU he benefit should be paid out directly to the beneficiary unless there was no person named, or there was a claim of fraud in the application.

can you please explain further detail about your situation.

I would be pleased to talk with you by telephone as well if you prefer ?

Ask Your Own Australia Law Question
Customer reply replied 8 months ago
we filled in the initial paperwork and submitted it - we were then sent a letter to say that a solicitor had been engaged to handle the case and requesting the name of of the legal firm that would be representing us. My solicitor advised that it could be a very costly exercise with no certainty of any compensation. I am left to wonder what the point of the policy was
Solicitor: John Melis, Lawyer replied 8 months ago

would you like to talk on the telephone so I can discuss this important matter with you further ?

Ask Your Own Australia Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a solicitorLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Deborah Awyzio Your Own Question
Deborah Awyzio
Deborah Awyzio
Deborah Awyzio, Solicitor
Category: Australia Law
Satisfied Customers: 863
863 Satisfied Customers
Experience: Bachelor of Laws (QUT), BIT (QUT), Family Law Accredited Specialist, over 12 years experience

Deborah Awyzio is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Deborah Awyzio

Deborah Awyzio

Solicitor

863 satisfied customers

Bachelor of Laws (QUT), BIT (QUT), Family Law Accredited Specialist, over 12 years experience

Sean

Sean

Experienced lawyer

855 satisfied customers

Law degree with 1st class honours from Australian National University.

James G.

James G.

Lawyer

17 satisfied customers

Australian Legal Practitioner

Darren Kruse

Darren Kruse

Solicitor

16 satisfied customers

Practising in in Personal Injury, Workcover, Civil Disputes, Family, Wills and Estates and Criminal law.

Leon

Leon

Solicitor

27,790 satisfied customers

BEc Dip Ed, Dip Law (SAB) MTax (UNSW)

Daniel

Daniel

Solicitor

5,976 satisfied customers

Bachelor of Laws (dist) Graduate Diploma in Legal Practise. Admitted NSW Supreme Court / High Court

John Melis

John Melis

Lawyer

3,545 satisfied customers

Principal Lawyer at Legal AU Pty Ltd

< Previous | Next >

Related Australia Law Questions
I was o. I was on my way to work 2 weeks ago and I had the
Hi I was on my way to work 2 weeks ago and I had the right of way as the light was green. However as I entered the road I heard the siren but it was too late to stop and then a crash. Only to realize I had just been involved in a car crash with the police. This occurred at Werribee Victoria. Who is at fault? … read more
John Melis
John Melis
Lawyer
3,545 satisfied customers
Insurance claim can't get information and need advice. Nsw.
Insurance claim can't get information and need advice … read more
John Melis
John Melis
Lawyer
3,545 satisfied customers
I'm insured with CGU comprehensive car cover. Last Saturday
I'm insured with CGU comprehensive car cover. Last Saturday my vehicle parked in the street outside my sons address was damaged when his unattached trailer, caught by gust of wind rolled down his driv… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
My wife has claim against her employer for bullying and
My wife has claim against her employer for bullying and harassment which was approved. While receiving treatment for mental health issues pertaining to the workplace injury CGU continue to seek engage… read more
John Melis
John Melis
Lawyer
3,545 satisfied customers
It is relation to car insurance. My 16 year old son driving
It is relation to car insurance. My 16 year old son driving on his learner permit had an accident and the insurance company say he is not eligible. My husband inquired when we renewed with the insuran… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
I have an issue with an Insurance company that I acknowledge
I have an issue with an Insurance company that I acknowledge has me as the cause of the problem.. Since we bought our house in 2000 we have had it insured with CGU Australia. The premiums were deducte… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
Yeas please ... I have a simple one, I have a verdict dated
I have a verdict dated 8th of dec 2016 that state that the insurance have to pay my medical expenses, weekly pay at maximum statuatory and then at the 80% of my PIAWE at $1646, interest interest and ongoing payment.... workcover claim.... … read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
I had a car accident over a year ago the insurance policy
I had a car accident over a year ago the insurance policy was in my husbands name but we were both named drivers after he died the policy was still in date I had a accedent when I tried to get the car… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
I am based in WA and am waiting to receive a workers comp
I am based in WA and am waiting to receive a workers comp claim from November 2015. I was employed by a maintenance service company for 3 yrs and had 9 days off from work during late November and earl… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
My husband sub-contracts to a large building company as a
My husband sub-contracts to a large building company as a Site Manager building aged care facilities. The 'Building Company' has recently implemented a new Integrated Management System for OHS. My hus… read more
Havenlawyer
Havenlawyer
2,531 satisfied customers
Reently we lost our home/belongings to a house fire. No suspicious
Reently we lost our home/belongings to a house fire. No suspicious circumstances', but as the insurance company is paying out without any further the police didn't look either. I was just lucky that I… read more
Leon
Leon
Solicitor
Master's Degree
27,790 satisfied customers
On the 1st April, 1994 we purchased an insurance for total
On the 1st April, 1994 we purchased an insurance for total and permanent damage, as well as life insurance and mortgage insurance, on the advice of the ANZ bank, because we were taking out a mortgage … read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
On the 20/8/2013 I discovered the ANZ Bank was still charging
On the 20/8/2013 I discovered the ANZ Bank was still charging Householder Insurance on a unit my wife & I rented while building our current house at 5/41 XXXX XXXXXX, XXXXXXXXXX, XX. The ANZ had been … read more
Expert
Expert
First Issue: I was involved in a vehicle accident 12th July
First Issue: I was involved in a vehicle accident 12th July 2013 of which I was not at fault and the other party had been charged. The claim number is XXXXX I was told by CGU that any further expenses… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,976 satisfied customers
Please could you give me advise regarding a car accident. I
Please could you give me advise regarding a car accident. I have been left in a position of being unable to fully make my car repayments after being off work through an accident that was not my fault.… read more
Sean
Sean
Experienced lawyer
Bachelor of Law with First Class Honours
855 satisfied customers
my husband had personal income protection through his employer,
my husband had personal income protection through his employer, after having an motor car accident , the TAC in Victoria paied for 80% of his wage and the income protection insurance paid the top up o… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
I have a home insurance policy with CGU. I made a claim stating
I have a home insurance policy with CGU. I made a claim stating some home my home contents to the value of around $8000 was left under verandah whilst our home was being painted on the inside therefor… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,976 satisfied customers
My husbands father died recently and his will is currently
My husband's father died recently and his will is currently being contested by one of the brothers. My husband (mark) is now seeking to contest as well. Mark's father was a dairy farmer and handed ove… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x