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We have a unit in a strata development. There was damage
We have a unit in a strata development. There was damage from a cyclone and now the insurer has accepted a claim to repair the damage. It will take approximately 5 months to repair the entire complex.… read more
John Melis
John Melis
Lawyer
3,848 satisfied customers
I have a rental property at Elanora on the Gold Coast which
Hello Pearl Wilson, I have a rental property at Elanora on the Gold Coast which has been insured via the same broker since purchase 10 - 11 years ago.During cyclone Debbie March 2017 a large amount of water damage took place so I submitted a claim to the insurance company who have had several assessors an engineer and 2 builders in what has become a long ongoing process. The broker informed me of the following info today by email I have been asking about the loss of rent part of my policy but as you can see Good Afternoon Harry,Please find email below from the assessor on your claim.Virtually the only way the loss of rent can be claimed, is if the claim is accepted in the first instance.If you require the place to be repaired to prevent the loss of rent, I would probably advise you organise required repairs while waiting for the insurers response as it is not looking to be likely the claim will be covered due to most of the damage being “over a period of time”.I will ensure I update your account manager upon her return, she is currently on annual leave. Personally, I still believe some portion of the claim should have been accepted with the current policy but the engineer, assessor and insurer believe otherwise.On top of the review with your account manager next week, I have scheduled an appointment with our Claims Manager tomorrow to see if there is anything we can push back on with the insurer.I appreciate your patience Harry, and hope you had a good weekend.Best Regards,Bec SlatteryClaims OfficerLEA Insurance BrokersABN 58 523 762 917 l AFSL 241418P (07) 5538 8988F (07) 5592 3470 ***@******.*** … read more
John Melis
John Melis
Lawyer
3,848 satisfied customers
I am seeking legal advice regarding an unpaid invoice for
I am seeking legal advice regarding an unpaid invoice for works I carried out last year in December. The invoice value is just shy of $39,000. The work I was asked to complete was a warranty repair fo… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have a commercial tenancy law question. On 1/April/2016 my
Hi there,I have a commercial tenancy law question.On 1/April/2016 my wife leased the middle floor of a three floor industrial building in Sydney. She assumed responsibility for an existing lease that … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
Hello, I live in Perth, W.A. and purchased an investment property
Hello, I live in Perth, W.A. and purchased an investment property in Queensland - Hervey Bay I purchased a Property "Off the Plan" in Hervey Bay approximately 4 years. The property has given me issues… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
a lady reversed into y car and it is a total loss. she wont
a lady reversed into y car and it is a total loss. she wont pay her excess. and cant really afford a lawyer. what else can i do… read more
Sean
Sean
Experienced lawyer
Bachelor of Law with First Class Honours
855 satisfied customers
Can I sue an at fault driver for the diminished value of my
Can I sue an at fault driver for the diminished value of my luxury car which had damage to the frame and is fairly new. The trade in or resale value will be decreased now that it has been involved in … read more
Havenlawyer
Havenlawyer
2,531 satisfied customers
I was entering a new retail business premises ,14.1.2011, with
I was entering a new retail business premises ,14.1.2011, with an existing insurance policy.I had called Ins co.and got cover for the move to a premises next door .When on phone to their "small bus po… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
Hello, I recently had an accident whereby a car did an unexpected
Hello, I recently had an accident whereby a car did an unexpected U turn in front of me. The other party lied an said that I was overtaking him whilst he was preparing to turn right into a street, how… read more
Havenlawyer
Havenlawyer
2,531 satisfied customers
our bathroom in a flat is damaged by water and an insurance
our bathroom in a flat is damaged by water and an insurance claim (strata insurance) has been offered that no reputable company can match and give a guarentee for patching it up as the mould is extrem… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have an investment property in Qld. The tenants have recently
I have an investment property in Qld. The tenants have recently moved out owing 1 weeks rent, over $600 in water usage and have maliciously damaged the house. The property is only 3 years old! I have … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have a three year old investment property which was extensively
I have a three year old investment property which was extensively water damaged due to leakage through the roof of the strata titled unit. The developer admitted liability and had the roof repaired by… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
Hi Leon, I own a cafe in the main street of a small country
Hi Leon, I own a cafe in the main street of a small country town badly damaged by flood. The building needs major repairs to walls, floors and foundations. The contents of my cafe were thrown out. The… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I hired a car from a car rental company in Tasmania for holiday.
I hired a car from a car rental company in Tasmania for holiday. Unfortunately, we had a car accident. However we got the damage liability from the car hire company, they still asked for all losses to… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
Hi, I have a rental property. Last October, the ex-boyfriend
Hi, I have a rental property. Last October, the ex-boyfriend of the daughter of the tenant bashed the house and caused a lot of damages while no one was at home. He was taken to the police(the neighbo… read more
Alex
Alex
Lawyer & Solicitor
Master
11,225 satisfied customers
Abel Rent a Car took $3000 off me for a single vehicle accident.
Abel Rent a Car took $3000 off me for a single vehicle accident. They have hinted that a refund is due but nothing forthcoming. Its been four and a half months since the accident abd three weeks sine … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
we moved to Qld on the move the removalist company a large
we moved to Qld on the move the removalist company a large company I might add with insurance to cover our goods if broken damaged and broke some of our valuable items also lost a box of kitchen goods… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
I am trying to find out if we have any way of claiming compensation
I am trying to find out if we have any way of claiming compensation from a real estate agent who let our tenent get 12 weeks behind in the rent and by the time he had been evicted and repairs done on … read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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