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Back in 1996 my business, my wife and myself were declared
Hi. Back in 1996 my business, my wife and myself were declared bankrupt. For some reason when I was granted a credit card through ANZ back in 2013 this loan that was tied up with my bankruptcy showed … read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
I have an issues with an ANZ credit card that I have been
I have an issues with an ANZ credit card that I have been trying to pay off now for at least four years. The problem first arose about 4 years ago when ANZ allowed my card to go over its limit by abou… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
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I was just only line with you but cannot enter the phone
I was just only line with you but cannot enter the phone number as it prefixes +1 and I cannot seem to change it. … read more
John Melis
John Melis
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Bachelor's Degree
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My son recently started a new job. I had to fill in a form
Hi, My son recently started a new job. I had to fill in a form giving his bank account details. I accidently put the wrong BSB and account number. … read more
John Melis
John Melis
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Bachelor's Degree
3,672 satisfied customers
In July this year I got contacted by a guy, who pretended to
Second opinion] Hi,In July this year I got contacted by a guy, who pretended to be a builder about my building job I published on serviceseeking.com.au. He scamed a total of around $28,000, which were… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
In July this year I got contacted by a guy, who pretended to
Hi, In July this year I got contacted by a guy, who pretended to be a builder about my building job I published on serviceseeking.com.au. He scamed a total of around $28,000, which were transferred to… read more
Leon
Leon
Solicitor
Master's Degree
48,152 satisfied customers
The issue I am enquiring about is my brother's. Basically,
The issue I am enquiring about is my brother's. Basically, he has given $25,000 to someone for a property in QLD. They wanted to invest. The deal was for the property to be bought then they sign a co-ownership agreement. But the party who have borrowed the loan from the bank does not want to sign the agreement. They have already bought the house. He's trying to get that person: … read more
John Melis
John Melis
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Bachelor's Degree
3,672 satisfied customers
We would just like to get your advice/direction on how to
Hi. We would just like to get your advice/direction on how to proceed further with this. … read more
Leon
Leon
Solicitor
Master's Degree
48,152 satisfied customers
Please someone help me! I have an ANZ debit Visa card witch
Please someone help me ! I have an ANZ debit Visa card witch basically means you use your own money I use this card for online purchases an gambling last month there was a period where I made a lot of… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
I have been dealing with Leon but was quite finished but
I have been dealing with Leon but was quite finished but lost my Hotmail account for 3 days and have just got it back. He has been taking me through the process of Bankruptcy, the question I have is I… read more
Leon
Leon
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Master's Degree
48,152 satisfied customers
I very shortly will be approaching the ANZ Bank to say that
Good afternoon, I very shortly will be approaching the ANZ Bank to say that I have maxed out my credit cards which I cannot pay any longer at my local branch in Sydney not sure if I am doing this the … read more
Leon
Leon
Solicitor
Master's Degree
48,152 satisfied customers
Hello, Baycorp have contacted me with an alleged debt from
Hello, Baycorp have contacted me with an alleged debt from 2007. I recently got my credit report from Veda and there was no record on my file. When they first spoke to me last night they said it was a… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
Hello. I have a $60k debt. I use constant balance transfers
Hello. I have a $60k debt. I use constant balance transfers on about 12 different credit cards to keep the interest as close to nothing as possible. I have sometimes lied on applications as to not sho… read more
Sean
Sean
Experienced lawyer
Bachelor of Law with First Class Honours
855 satisfied customers
I accidently typed the wrong account number to transfere money
I accidently typed the wrong account number to transfere money into an account to pay rent and bond. The bank says the money went into an ANZ bank account, and after sending letters to ANZ to tell the… read more
Brisbane-Lawyer
Brisbane-Lawyer
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Master
14,357 satisfied customers
About 9 months ago we had a phone call from our bank (ANZ)
About 9 months ago we had a phone call(in the form of a message on our answering machine, which may still be retrievable) from our bank (ANZ) to say they had detected some unusual debit transactions o… read more
Peter G.
Peter G.
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Bachelor's Degree
767 satisfied customers
I know an overseas male student who gave false informtion
I know an overseas male student who gave false informtion that he is a permanent resident in Australia to ANZ bank and have 10,000 credit card. ANZ did not check and provide him a crdeit card. This pe… read more
Brisbane-Lawyer
Brisbane-Lawyer
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Master
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My wife has a credit card with ANZ NZ,she is sending regular
My wife has a credit card with ANZ NZ,she is sending regular payments to clear the card, and has told them to close the acoount.They have rung her and demanded the full out-standing amount or they wil… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
I owe ANZ Mastercard approx $8500.00 as i am currently unemployed
I owe ANZ Mastercard approx $8500.00 as i am currently unemployed i was unable to pay their closing balance, so i made a arrangement to pay the debt off at $100.00 per fortnight. i have been paying of… read more
Maurice
Maurice
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Master's Degree
1,980 satisfied customers

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Sean

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John Melis

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Principal Lawyer at Legal AU Pty Ltd

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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