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House settlement on fri 12 oct bank has been reluctant to
house settlement on fri 12 oct bank has been reluctant to make the date am in mort arreas by 3000 and will only get worse if they defure settlement selling price is 467.000 owe 457.000 mort plus appro… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
My daughter is going through a divorce at the moment and she
Hi, my daughter is going through a divorce at the moment and she currently has a personal loan with her husband. Upon sale of the family property there will still be approx. $10,000 owing on the perso… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
My question is regarding fees charged to transfer a home
Hi, my question is regarding fees charged to transfer a home loan from one bank to another. Is that something you can assist me with please? … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I was promised a home loan and paid deposit 10% and moved in
I was promised a home loan and paid deposit 10% and moved in on assurance by the bank it will be settled as a short settlement. settlement was due yesterday and this morning they advised me that the l… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I bought an investment property a few years ago and I used
I bought an investment property a few years ago and I used the equity in the house that we were living in to get the deposit. Then once the property was built and it came time to pay for investment we… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I've almost completed the conveyancing work for the sale of
Hello Pearl, I've almost completed the conveyancing work for the sale of my house, and have not engaged a solicitor in the process. However, I do have an agent who has organised the contract signing and deposit etc. Settlement is set for two weeks time and I have arranged with the bank the details for the day. I have a small mortgage on the property and the 'Request to Vary Security Form' is completed and with the bank. Transfer documents have been completed and are with the buyer's solicitor. I am preparing the Settlement Statement but before I send it through to the buyer's solicitor, I wish to clarify the requirements/process of the mortgage release with the Titles Office. I sold a different property about 12 months ago and in that Settlement Statement subtracted the cost of the mortgage release from the amount payable by the buyer. But I don't recall completing a Form 3, and it appears that this form requires my endorsement. Can you please confirm the process for me. Thanks, Garry … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I have been in discussions with a mortgage broker time. The
Hi, I have been in discussions with a mortgage broker for some time. The mortgage broker was aware of my situation and had relevant documentation. I was made an offer that was unacceptable. I found an… read more
kmslaw
kmslaw
Principal Solicitor
Bachelor's Degree
209 satisfied customers
, I am in the process of purchasing an off the plan investment
Hi, I am in the process of purchasing an off the plan investment property. I have had issues throughout the process with the conveyancing solicitor, and now with the Mortgage broker. The settlement da… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
On the pending settlement of a house thru one of the big four,
On the pending settlement of a house thru one of the big four, they set up 3 personal loans that the client had not asked for to effect settlement, because of some pereceived Bank shortfall in securit… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
Hi, I have been victim of a scam and the person I have been
Hi, I have been victim of a scam and the person I have been dealing with was the company representative here in Australia. The head company is supposedly in DUBAI which the scammer is as the accounts … read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
When the broker has confirmed "there are no fees and charges
When the broker has confirmed "there are no fees and charges associated with the application or valuations", and "we have no fees and charges", can she now come back to us and say clawback fee is diff… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
Got home loan approval in mid March 2013 for a land & house
Got home loan approval in mid March 2013 for a land & house package in Perth, WA. I signed the settlement documents in August 2013, but still the house failed to finish in September 2013. When it fina… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
I am in the process of getting a divorce - the divorce papers
I am in the process of getting a divorce - the divorce papers have been submitted to court. As part of our settlement - 2 properties are goign to my husaband - I am relinquishing the title and anythig… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
Does a bank need to notify all guarantors of a loan when they are cons
Does a bank need to notify all guarantors of a loan when they are considering taking possession of the security to that loan. When a bank approves a loan subject to specific conditions itemised on the… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I have just bought a 2nd house, borrowing against the equity
I have just bought a 2nd house, borrowing against the equity in my first house, but refinanced with another bank due to some poor advice from my original bank. Settlement happened last Friday (three d… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
My fathers properties that are in Trust with my 2 brothers
My fathers properties that are in Trust with my 2 brothers and myself and bennificiaries of the Trust where frauded for well over a million dollars. The fraud happened when my father was in prison and… read more
Leon
Leon
Solicitor
Master's Degree
28,101 satisfied customers
Hi, I am 24, I recently bought a house with my girlfriend
Hi, I am 24, I recently bought a house with my girlfriend ( Jan 08), and we moved in together. I had a boat and a car before we moved in together. The car I owned, and the boat I owed $135000. My girl… read more
Andrew Dikha -City Legal Solicitors
Andrew Dikha -City Legal Solicitors
Solicitor
Bachelor's Degree
6 satisfied customers
I have been relying on a Financial Broker to organise finance
I have been relying on a Financial Broker to organise finance of two new properties with possible re-finance of one or two exisiting properties. The broker commenced th paperwok in approximalty Jule 2… read more
Kenneth Hunt
Kenneth Hunt
Principal Solicitor and Migration Agent
Master's Degree
4 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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