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I have recently taken up insurance on a car and been quoted…

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Hi, I have recently...

Hi, I have recently taken up insurance on a car and been quoted about $100.00 per annum more because I have this year made a no-fault claim which resulted in the car being written-off. I was told that's the rule and all insurance companies operate the same way. My question is why should I be penalised for something it's not my fault.

Lawyer's Assistant: What state is this in? And how old is the car?

It's in Victoria and the car was a 2002 model Mercedes Benz slk230.

Lawyer's Assistant: Have you contacted the manufacturer?

No, what for?

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Only that's my only claim in more than 40 years of driving. Also, the insurance did not charge me for the policy excess verifying that the accident was not my fault.

Submitted: 8 months ago.Category: Australia Law
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Answered in 11 minutes by:
11/14/2017
Solicitor: John Melis, Lawyer replied 8 months ago
John Melis
John Melis, Lawyer
Category: Australia Law
Satisfied Customers: 3,327
Experience: Principal Lawyer at Legal AU Pty Ltd
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Dear customer, my name is***** solicitor, thank you for using Just Answer, I will assist with your question today. Please allow me a few moments to review your post and I will respond accordingly. Kind regards ***** *****

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Solicitor: John Melis, Lawyer replied 8 months ago

You are correct with your comments that you should not be penalised.

Did you obtain a quote from another provider ?

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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