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I have an Income Protection Policy due to expire 1st
I have an Income Protection Policy due to expire 1st September 2018 and have been receiving sickness benefits on that policy for eight years. Policy document days sickness benefits to age 65 which is … read more
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My husband and I have just retired at the age of 69 The pension bonus scheme was brought in to reward people working over the age of 65 and continuing to pay tax and not claim pension. They tell us we… read more
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I am 67 yrs old, i applied for the aged pension on the 26th
i am 67 yrs old , i applied for the aged pension on the 26th Jan 2018, i was told i fitted all the criteria required, and centrelink sent my claim to be processed i attended cente link after about 12 … read more
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I have just received a notification from MLC (life/critical
I have just received a notification from MLC (life/critical insurance cover) demanding $14,600 in premiums that are apparently in arrears. I have had a direct debit arrangement with MLC for years. My … read more
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I have a question regarding a TPD claim for my husband.
Hello Pearl, I have a question regarding a TPD claim for my husband. … read more
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I am looking for a referral to an ombudsmen for an income
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In 2012 my broker contacted me and suggested I upgrade my
In 2012 my broker contacted me and suggested I upgrade my personal income insurance which had agreed sum insured of 18k/month. He said the max. I could apply for was 23k/month based on then income. I … read more
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I divorced my filipina wife in Aust.made absolute on
I divorced my filipina wife in Aust.made absolute on 17th.JAN.2014.While we were living together in the Phils with our 2 kids{age 14 and 4,at the time ,my xwife left us to go and live in Manila[Sept20… read more
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hi my name is ***** ***** I was injured in a workplace accident
hi my name is ***** ***** I was injured in a workplace accident on sunday 08/06/2014. I was crushed between my forklift & my truck. injuries sustained were as follows, 2 breaks in pelvis, abrasions to… read more
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I am a long term resident of Australia and suffered a severe motor
I am a long term resident of Australia and suffered a severe motor bike accident in July 2005. severe fractures to my right arm and leg. As a result I suffered a permanent incapacity to my right hand,… read more
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October 2012 I suffered a work injury. October 13th 3013 I
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My wife is in the process of claming her super insurance for
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Alan ClarkeCommenced work as Part time/casual in mid June
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Hi I have been unable to work since mid Dec 2011 due to illness.
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I am an Australian by birth, my current tax situation is fully
I am an Australian by birth, my current tax situation is fully up to date with 2011 tax return lodged. My company has requested i work overseas for approx 4 years. when i depart australia i will have … read more
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Hi my name is XXXXX XXXXX need a qution to ask please, I have
Hi my name is XXXXX XXXXX need a qution to ask please, I have not been working for the last 8 years i am on part disiblity pension and on insurans that is hesta income protection.8 years ago retimerme… read more
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My wife is a Naturalised Australian;formerly a citizen of the
My wife is a Naturalised Australian;formerly a citizen of the USA She and I recieve part Aust age pensions. As a family inheritance my wife has received royalties from oil production in the USA. The a… read more
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I have been receiving Income Protection benefits since 2005,
I have been receiving Income Protection benefits since 2005, when due to multiple illnesses I was forced to medically retire from work. I receive $5,384.69 (gross) per month. This is linked to inflati… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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