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Back in 1996 my business, my wife and myself were declared
Hi. Back in 1996 my business, my wife and myself were declared bankrupt. For some reason when I was granted a credit card through ANZ back in 2013 this loan that was tied up with my bankruptcy showed … read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
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Unfortunately my ex-husband & I have failed to come to
Hi John,Unfortunately my ex-husband & I have failed to come to agreement due to him being unwilling to negotiate & the matter has now being assigned to the trial listing.My first issue is with my fina… read more
John Melis
John Melis
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Bachelor's Degree
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Telling is my name. I have just completed a frustrating call
Hello Deborah, Peter Telling is my name. I have just completed a frustrating call with the ANZ Bank in relation to the obscene interest rate charges they are making on my platinum card, … read more
John Melis
John Melis
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We have a small business that went bust on the 1st March.
We have a small business that went bust on the 1st March. Since then we have a number of people chasing us for money we don't have … read more
John Melis
John Melis
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Bachelor's Degree
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The ANZ Bank is refusing to process the discharge of a
The ANZ Bank is refusing to process the discharge of a mortgage as part of a guarantee on an existing property even though they have accepted correct papers and that it is clear to be discharged. … read more
Leon
Leon
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I have an issues with an ANZ credit card that I have been
I have an issues with an ANZ credit card that I have been trying to pay off now for at least four years. The problem first arose about 4 years ago when ANZ allowed my card to go over its limit by abou… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
I had to declare myself Bankrupt last year. I contacted a
I had to declare myself Bankrupt last year. I contacted a Trustee to assist me with my financial matters. The monies I owed is to do with the ATO plus I had a credit card and mortgage with ANZ Bank. A… read more
John Melis
John Melis
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Bachelor's Degree
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We would just like to get your advice/direction on how to
Hi. We would just like to get your advice/direction on how to proceed further with this. … read more
Leon
Leon
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47,564 satisfied customers
My husband and I consolidated our debts with Fox Symes last
My husband and I consolidated our debts with Fox Symes last year in July 2017. We both were not aware that when they said we were bankruptcy it meant that we were unable to borrow or get any financial… read more
Leon
Leon
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47,564 satisfied customers
I very shortly will be approaching the ANZ Bank to say that
Good afternoon, I very shortly will be approaching the ANZ Bank to say that I have maxed out my credit cards which I cannot pay any longer at my local branch in Sydney not sure if I am doing this the … read more
Leon
Leon
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47,564 satisfied customers
Using the equity in our property(mine & my husbands)
Using the equity in our property(mine & my husbands) we applied for a loan in both mine & my husbands name & my brother & his wife, with the security being my property, for a deposit for a house for m… read more
kmslaw
kmslaw
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Bachelor's Degree
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my son is looking at voluntary bankruptcy because he is in
my son is looking at voluntary bankruptcy because he is in severe financial hardship and only earns a mimimum wage - wife doesnt work and he has 3 children - can he access his super… read more
Leon
Leon
Solicitor
47,564 satisfied customers
My question is in relation to a term deposit I had with ANZ.
My question is in relation to a term deposit I had with ANZ. The amount invested was $600,000.00 and I also had another smaller term deposit with ANZ of approx $56,000.00 plus other operating accounts… read more
Leon
Leon
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47,564 satisfied customers
About 9 months ago we had a phone call from our bank (ANZ)
About 9 months ago we had a phone call(in the form of a message on our answering machine, which may still be retrievable) from our bank (ANZ) to say they had detected some unusual debit transactions o… read more
Peter G.
Peter G.
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Bachelor's Degree
767 satisfied customers
My ex (separated dec 2007) left me and promised to pay a personal
My ex (separated dec 2007) left me and promised to pay a personal loan and credit card which were mainly heis debts. He didn't change to accounts out of my name and at the time the bank wouldnt do it … read more
Advocate
Advocate
Master's Degree
350 satisfied customers
As exector of my fathers estate, I recently attended my solicitors
As exector of my father's estate, I recently attended my solicitor's office to sign documents for the application for Probate. I was astounded to find a letter had been sent from the ANZ bank's collec… read more
Leon
Leon
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47,564 satisfied customers
Hi my wife and I are having major financial probems at the
Hi my wife and I are having major financial probems at the moment. I am a sub contractor with an ABN my wife does not work. We do not own a property and our cars are on ABN. We owe the ANZ bank about … read more
Maurice
Maurice
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Master's Degree
1,980 satisfied customers
I have a home loan with the ANZ bank and have been a custemer
I have a home loan with the ANZ bank and have been a custemer for the last 20years. I found myself in financial dificulty early in 2007 and began to fall behind in my repayments. I aplied to APRA to c… read more
Leon
Leon
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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