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Back in 1996 my business, my wife and myself were declared
Hi. Back in 1996 my business, my wife and myself were declared bankrupt. For some reason when I was granted a credit card through ANZ back in 2013 this loan that was tied up with my bankruptcy showed … read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
I had my own Pty Ltd company for many years. In March 2018 I
I had my own Pty Ltd company for many years. In March 2018 I went bankrupt. I also had a company run super fund with $60k in it. The trustee for my Bankruptcy will not release my super to be put into … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
Deb I am one of the small businessman caught up in the GFC
Hi Deb I am one of the small businessman caught up in the GFC in 2008. I used my house and farm as security to borrow to set up a Home Hardware in Narrabri NSW. My assets were used to borrow from the … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
Quite a few years ago I had an Insurance policy with AIG for
Quite a few years ago I had an Insurance policy with AIG for accident policy and the monthly payment was $9.95 per month. I cancelled this policy many years ago and suddenly they have taken out $9.95 … read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
We have a small business that went bust on the 1st March.
We have a small business that went bust on the 1st March. Since then we have a number of people chasing us for money we don't have … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
I act for a relation (Trevor) who was approached by his son
I act for a relation (Trevor) who was approached by his son to be a guarantor for a Loan from the ANZ bank. Trevor at that time was 79 years of age. He does not enjoy good health however took the to a local (country ) lawyer as required by the ANZ Banks papers. No doubt his son was very positive about the business which he was providing the Guarantee for. If there had been a financial examination it would have been discovered that the loan was being granted to provide rescue finance. … read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
I had to declare myself Bankrupt last year. I contacted a
I had to declare myself Bankrupt last year. I contacted a Trustee to assist me with my financial matters. The monies I owed is to do with the ATO plus I had a credit card and mortgage with ANZ Bank. A… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
My son recently started a new job. I had to fill in a form
Hi, My son recently started a new job. I had to fill in a form giving his bank account details. I accidently put the wrong BSB and account number. … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
3,672 satisfied customers
I recently married (July last year) and have one apartmemt
I recently married (July last year) and have one apartmemt in my maiden name and another apartment jointly owned between myself and my now husband that we purchase prior to getting married that is als… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
5,988 satisfied customers
I am having a problem with ANZ bank with regards to Super
Hi Pearl, i am having a problem with ANZ bank with regards ***** ***** fund and insurance that was taken off my account, after i got redundant 23/3/16. i have put a complaint about the fact that they have deducted over 3k in insurance for April, May, June, July. i have been told by Sh***** ***** at ANZ claims that my complaint has been rejected. I beleive they are wrong and they should never ave reverted the insurance to me to be paid most especially when i cancelled the insurance as soon as i received a letter from ANZ insurance to pay the premiums, after the company stopped paying into Super fund. … read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
On the 13th April this year I somehow managed to transfer a
On the 13th April this year I somehow managed to transfer a payment to the wrong BSB number but right account number to an ANZ Bank account from Wespac. Since this time my bank tells me they have trie… read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
I very shortly will be approaching the ANZ Bank to say that
Good afternoon, I very shortly will be approaching the ANZ Bank to say that I have maxed out my credit cards which I cannot pay any longer at my local branch in Sydney not sure if I am doing this the … read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
I was the victim of ID fraud in which someone obtained a credit
I was the victim of ID fraud in which someone obtained a credit card in my name. I have made a Police report by I am still receiving payment demands despite several calls to the bank and a visit to a … read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
I am currently having trouble with a independent accounting firm over
I am currently having trouble with a independent accounting firm over my bankrupt estate which finished on 6/8/13 .i owed $33922.00. My mother died 11/12 /12, her estate was finalised late august last… read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
Im in WA i want to terminate realeastae contract which is
I'm in WA i want to terminate realeastae contract which is subject to finance ( the condition does not have any specific written by seller or seller agent). my offer accepted by 2nd of jan.. i applied… read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
One other question when my proceedings are finished. If
One other question when my proceedings are finished. If costs are awarded against the plaintiff and he is worthless without a dollar to his name can i recover costs against the Gadens solicitors who t… read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers
HI XXXXX BOUGHT A HOUSE IN QUAKERS HILL NSW ON 11TH
HI XXXXX BOUGHT A HOUSE IN QUAKERS HILL NSW ON 11TH JULY . ON THE CONTRACT A CAVEAT IS MENTIONED WHICH MY FINANCIER WANT TO XXXXX IT WAS A MORTGAGEE AUCTION AND I HAD INFORMED THE VENDORS LAWYERS(GADE… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I have a home loan with the ANZ bank and have been a custemer
I have a home loan with the ANZ bank and have been a custemer for the last 20years. I found myself in financial dificulty early in 2007 and began to fall behind in my repayments. I aplied to APRA to c… read more
Leon
Leon
Solicitor
Master's Degree
47,543 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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