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I have a $360k home loan with the CBA, with about $60k still
Hi, I have a $360k home loan with the CBA, with about $60k still owing. I have about $258k in my redraw, but have just been told by the bank that they will scale down my available redraw proportional … read more
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Can a bank legally charge interest on the available amount
can a bank legally charge interest on the available amount of the redraw of a home loan … read more
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I have been living in my home state of victoria for the last
I have been living in my home state of victoria for the last 40 years but before that i spent 8 years in perth w.a. and i had a western australian car, truck and full motorcycle licence i have a full … read more
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Just apply property been approved. What worry me I just
Hi just apply for applications for investment property been approved. What worry me I just equity from my home and I been told I need to refinance my home loan My beliefs is this is not needed. They a… read more
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Good Afternoon My Mother passed recently, leaving me as
Good Afternoon My Mother passed recently, leaving me as sole executor of her Will; in which she stated her house should be sold. I have only submitted the Probate application last week (Perth, WA). Is… read more
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My wife Penny owes $40,000 to a bankcard debt with CBA. She
My wife Penny owes $40,000 to a bankcard debt with CBA. She has become quite ill and we may not be able to continue servicing this unsecured debt from our penions. We are both retired aged pensioners.… read more
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My ex-de facto has asked to borrow $40,000 against the equity
My ex-de facto has asked to borrow $40,000 against the equity of our family home. We have been seperated for approximately 8 years but the family home is still in both names. I have solely been paying… read more
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My brother (Mathew) is having difficulty with his wife (Tracey)
My brother (Mathew) is having difficulty with his wife (Tracey) who is threatening to take their daughter back to her parents' home in Victoria, Australia. They live together in Perth, Western Austral… read more
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Hi ,I live in Perth WA and 3 years ago i was sold a investment
Hi ,I live in Perth WA and 3 years ago i was sold a investment property in Craigiburn Vic All started ok ,But with biulder problems the construction did not start until feb2011, with a 290 day day biu… read more
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Hi, I had my house "reposessed" from my morgage bank almost
Hi, I had my house "reposessed" from my morgage bank almost 2 years ago and was told i would be notified when house was sold of outstanding debts and contract finalising, it was sold 1 year ago and i … read more
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I mortgaged my home to set my son up in business. Due to
I mortgaged my home to set my son up in business. Due to economic decline the business failed. I could not assist with repayments on loan therefore eventually the bank took possession of my home. The … read more
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I have been renting a house in Perth - St James-for the past
I have been renting a house in Perth - St James-for the past 4 years. 2 years ago I left Perth for Canberra (my home) & my 30 year old son took over the rent (he is not on the lease however) The house… read more
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currently in the third year of bankruptcy with a cavet on a
currently in the third year of bankruptcy with a cavet on a property from a third party is there any option to obtain a short term loan to settle the bankruptcy and have it annoled and use the equity … read more
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I need a property or criminal lawyer who can help me understand
I need a property or criminal lawyer who can help me understand why master....has allowed plaintiff lawyer to sell my house in 21 days yesterday. I paid off my home in 1992 from a mortgage to Esperia … read more
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if you fully own a block of land and the bank hold the title
if you fully own a block of land and the bank hold the title against your residential property loan, can the land value then be offset against your capital gains liability when you sell the land.… read more
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To Maurice My mother has a credit card with a $10,000 limit
To Maurice My mother has a credit card with a $10,000 limit on it. She plans to spend the entire credit limit and then not pay leaving the property we own Jointly in Perth WA to have a lien put on it … read more
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we have 2 houses one in Perth and one in Brisbane, we have
we have 2 houses one in Perth and one in Brisbane, we have equity in the Perth property and nil in the Brisbane home, which is our place of residence. We are selling our Perth house which will release… read more
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My son and daughter in Law paid a deposit of $7000 on a house and land package for a new house to be built, their bank loan provided that as the house was being built they made part payments for the d… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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