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My car was in a crash and GIO have said it is a total loss.
My car was in a crash and GIO have said it is a total loss. They are not my insurers but the at fault party insurer. They have offered me market value for my car of $4000, less remaining CTP and rego of $117.50. … read more
John Melis
John Melis
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Bachelor's Degree
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I am in the process of claiming for damage to my house
Hi Pearl my name is***** am in the process of claiming for damage to my house caused by 2 cars. I provided a quote from my own builder to request a cash settlement so I can rebuild my house. My insura… read more
John Melis
John Melis
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About a week ago I parked my car at a non marked parallel
Hi, about a week ago I parked my car at a non marked parallel parking on the side of the road. A lady parked her scooter illegaly on a 90degree angle right behind my car. I unaware of the scooter I ba… read more
Leon
Leon
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Our almost new Renault has suffered signhasificant damage.
Our almost new Renault has suffered signhasificant damage. After seventeen days, we have been advised by the repairer that AAMI (the insurer) has decided to repair the car. This may take some time, be… read more
Leon
Leon
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I was involved in a car accident a few months ago and am
i was involved in a car accident a few months ago and am still struggling for resolve with the insurance company. They have refused my claim due to due to being 24years and 51 weeks old and driving a turbocharged vehicle rather than being 25; but they did still tow the vehicle from the crash site, do an assessment on the vehicle, send it to a crash repairer and mechanic for quotes. This says to me that they were willing to take responsibility for the claim but as soon as they got quotes back they changed their tune, made me feel as though i was a criminal and that they wouldn't do anything to help me. … read more
John Melis
John Melis
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Bachelor's Degree
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My grandmother is having a lot of trouble with her racv
Hello my grandmother is having a lot of trouble with her racv insurance claim. Her car was assessed as a write off at no fault of her own. My nan has comprehensive car insurance is an A1 classed drive… read more
Leon
Leon
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Master's Degree
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A car smashed into the back of my car two Wednesdays ago and
A car smashed into the back of my car two Wednesdays ago and the person driving was not the owner of the car. The person driving gave me his phone number, name and owners name. The owner was his father. I have tried to contact the son/driver on several occasions to get the insurance details which he was not able to provide on the day of the accident. On every occasion he has avoided giving me a direct answer. I then did some research on LinkedIn as the son had said they live I Templestowe. As a result I found the work website of the father and sent him an email with all the details of the accident with my contact phone number and photos of the damage to both cars. No response. So I rang the father to get some answers and he said it was a matter between myself and his son and that he needed to speak with him first. That was 7 days ago. He had said that it is hard to catch his son even though they live in the same house. Can you help me get my car running again and advise me how I can get them to pay for the repair? … read more
Leon
Leon
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3 weeks ago an SUV belonging to a local business ran into
Hi 3 weeks ago an SUV belonging to a local business ran into the back of my little Honda Civic rendering it unusable. I have ascertained that the vehicle is insured with SGIO. The owner of the busines… read more
Patrick H.
Patrick H.
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My car was repairable by M W , but NRMA insisted on taking
My car was repairable by B M W , but NRMA insisted on taking possession and having it towed for 2nd quote (as it had cracked windscreen ) and during this had 2nd incident which ended in total loss . R… read more
Leon
Leon
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I was at our 2nd directions hearing at the nsw cttt - for motor
I was at our 2nd directions hearing at the nsw cttt - for motor vehicle. and was told that I needed to format my claim more formerly. I broke down each claim and gave a monetary value. I have been ord… read more
Leon
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I was involved in a car accident and Im suffering from afew
I was involved in a car accident and I'm suffering from afew injuries at my back and sholders and apply claim for domestic assistance and permament inpairment. Afew months ago I visited a assessor for… read more
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Leon
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My son suffers from bipolar disorder and was invovled in a
My son suffers from bipolar disorder and was invovled in a car accident in Jan 2010 in which his van hit a power pole and he was electrocuted. He spent almost 4 weeks in hospital. He was not the drive… read more
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i have car accident incident in 2008, now in my current position
i have car accident incident in 2008, now in my current position i declare i was the person that cause the accident, but i didnt have car insurance at that time. they return to from NRMA with a debt o… read more
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Leon
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I bought a second hand car(Toyota Corolla RV Seca 1995) for
I bought a second hand car(Toyota Corolla RV Seca 1995) for $8500 four months ago. At the time the car dealer(XXXXX XXXXX Coburg) assured me that $8500 was the market value of the car. I insured the c… read more
Peter G.
Peter G.
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My wife was dismissed from her Care Industry Job yesterday;
My wife was dismissed from her Care Industry Job yesterday; Age Care, Disability Care, Carer Care & Palliative Care, from Children to Adults to Seniors. The reason, my wife was dismissed apparently a … read more
Advocate
Advocate
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I was parked in the Townsville marina.Ileft my car out of gear
I was parked in the Townsville marina.Ileft my car out of gear and hand brake off .Whilst i was visiting my friend on his yaght my car has rolled several meters nudging the car behind braking off his … read more
Maurice
Maurice
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My son purchased a motor vehicle privately on 14/7/08 he has
My son purchased a motor vehicle privately on 14/7/08 he has since had a serious accident and the car is a writeoff. We have claimed on the insurance company who were to pay out and they inform us tha… read more
Katrina Bell
Katrina Bell
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I have purchased an used imported car from interstate dealer
I have purchased an used imported car from interstate dealer in Australia. There is a gearbox issue and am waiting on a replacement under warranty. Gearbox has been stripped and car now out of commiss… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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