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December 2012 was diagnosed with Relapsing Poly Chrondritis,
December 2012 was diagnosed with Relapsing Poly Chrondritis, this is currently being treated with immune suppressor. When first diagnosed I was treated whith high dose steroids, this led to a major psycotic break which is still being treated.this has led in combination with the polly chronddritis to being found unfit for work now and ongoing. I am currently on the disability support pension and have claimed income protection and have had a total and permanent disability claim.as the steroids hads such a high impact on my life including many months in psyc wards over the recent few years 2013 to 2015. … read more
Leon
Leon
Solicitor
Master's Degree
50,961 satisfied customers
I'm an Australian citizen however I'm living in USA as a
I'm an Australian citizen however I'm living in USA as a permanent resident with green card.I have no plans to move back to Australia.I'm 40yo.Am I able to take out my super and move it to USA?Thanks… read more
Leon
Leon
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Master's Degree
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I have recently been diagnosed with schizoaffective disorder
i have recently been diagnosed with schizoaffective disorder and found to be totally and permanently disabled, i have applied to have my superannuation paid out to me early so that i can pay some bill… read more
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John Melis
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Bachelor's Degree
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In 2012 my broker contacted me and suggested I upgrade my
In 2012 my broker contacted me and suggested I upgrade my personal income insurance which had agreed sum insured of 18k/month. He said the max. I could apply for was 23k/month based on then income. I … read more
Leon
Leon
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My son was paid (benefit payable) on s income protection
My son was paid for 12months (benefit payable) on his income protection policy with his insurance (not superannuation) he was approved for the claim for "degenerative changes to lumbar and cervical sp… read more
Leon
Leon
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Master's Degree
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If I have TPD insurance as follows: Part D (ii). Where at
If I have TPD insurance as follows: Part D (ii). Where at the time of disablement, solely because of Illness or Injury and immediately prior to the occurrence of the Illness or Injury, you were not ga… read more
James D. Ford
James D. Ford
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I recently requested Suncorp, who is one of my super funds,
I recently requested Suncorp, who is one of my super funds, to rollover the funds from 5 other funds. On 5th June I received a letter from them saying they had finished my super search and they enclos… read more
Leon
Leon
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Master's Degree
50,961 satisfied customers
I am a long term resident of Australia and suffered a severe motor
I am a long term resident of Australia and suffered a severe motor bike accident in July 2005. severe fractures to my right arm and leg. As a result I suffered a permanent incapacity to my right hand,… read more
Leon
Leon
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Master's Degree
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I have been on workers comp since December with an eye injury.
I have been on workers comp since December with an eye injury. I am being sent to a specialist in Melbourne from Darwin for an independent assessment by the Insurance company. My vision is permanently… read more
James D. Ford
James D. Ford
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Alan ClarkeCommenced work as Part time/casual in mid June
Alan Clarke Commenced work as Part time/casual in mid June 2012. On extended sick leave from 4th of April 2013. On commencement, premium payments for Income Protection and Total/ Permanent Disability … read more
Leon
Leon
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Master's Degree
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Hi, My name is XXXXX XXXXX I am 41 years old. I have what
Hi, My name is XXXXX XXXXX I am 41 years old. I have what is called Peripheral Vascular Disease and have been deemed as permanently disabled and incapacitated to return to work. Since being diagnosed … read more
Leon
Leon
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Master's Degree
50,961 satisfied customers
Hi I have been unable to work since mid Dec 2011 due to illness.
Hi I have been unable to work since mid Dec 2011 due to illness. My super continued for 13 months from this date. I have been to many specialists and my GP since Dec 2011 and am currently on a disabil… read more
Leon
Leon
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Master's Degree
50,961 satisfied customers
I am the carer for my son, who is on disability allowance.
I am the carer for my son, who is on disability allowance. He was previously employed by Qld Health. Due to the fact QH could not offer lighter duties in view of his condition (diabetes mellitus), he … read more
Leon
Leon
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Master's Degree
50,961 satisfied customers
I am 49 years old and am on a disability pension. i have recently
I am 49 years old and am on a disability pension. i have recently bought a very dilapadated house and in order to make it livable, i have applied to first state super for an early release of my contri… read more
Leon
Leon
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Master's Degree
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requested information previously today and lodged details of
requested information previously today and lodged details of credit card. My Question was in revised form. In 2009 and 2010 I was further diagnosed with severe depression on top of my PTSD. As a resul… read more
Leon
Leon
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Master's Degree
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dear sir/madam, I have a situation where an insurance company
dear sir/madam, I have a situation where an insurance company is denying my claim for income protection based on, that the condition was a pre-existing condition and the relevant law my apply to deny … read more
Leon
Leon
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Master's Degree
50,961 satisfied customers
i have income protection insurance,super+life insurance with
i have income protection insurance,super+life insurance with ING ;ibroke my wrist 9 wks ago ;denied claim firstly on financials..then i provided more recent finacials ..said will probabally reject cla… read more
Leon
Leon
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Master's Degree
50,961 satisfied customers
Hospitality worker. South Australia. Been paid WorkCover compensation
Hospitality worker. South Australia. Been paid WorkCover compensation in recognition of a permanent disability received at work. Working full hours at the moment, no payments received. Still need to w… read more
Maurice
Maurice
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Master's Degree
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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