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I have a property atBanksia Beach Bribie Island, on the 7th
Good morning My Name is***** i have a property at*****Banksia Beach Bribie Island , on the 7th of Dec 2020 we had a very large hail storm and let in water into the house ,i spoke to the insurance comp… read more
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Perl, am wondering what my rights are regarding building
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Insurance claim on carport roof replacement because of
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We rented a storage unit for storage of furniture (after
We rented a storage unit for storage of furniture (after Cyclone Debbie) and the roof has leaked and damaged some this furniture. Agent is telling us that all risk ours. Is this correct? I can accept … read more
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I have a rental property at Elanora on the Gold Coast which
Hello Pearl Wilson, I have a rental property at Elanora on the Gold Coast which has been insured via the same broker since purchase 10 - 11 years ago.During cyclone Debbie March 2017 a large amount of water damage took place so I submitted a claim to the insurance company who have had several assessors an engineer and 2 builders in what has become a long ongoing process. The broker informed me of the following info today by email I have been asking about the loss of rent part of my policy but as you can see Good Afternoon Harry,Please find email below from the assessor on your claim.Virtually the only way the loss of rent can be claimed, is if the claim is accepted in the first instance.If you require the place to be repaired to prevent the loss of rent, I would probably advise you organise required repairs while waiting for the insurers response as it is not looking to be likely the claim will be covered due to most of the damage being “over a period of time”.I will ensure I update your account manager upon her return, she is currently on annual leave. Personally, I still believe some portion of the claim should have been accepted with the current policy but the engineer, assessor and insurer believe otherwise.On top of the review with your account manager next week, I have scheduled an appointment with our Claims Manager tomorrow to see if there is anything we can push back on with the insurer.I appreciate your patience Harry, and hope you had a good weekend.Best Regards,Bec SlatteryClaims OfficerLEA Insurance BrokersABN 58 523 762 917 l AFSL 241418P (07) 5538 8988F (07) 5592 3470 ***@******.*** … read more
John Melis
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Will my questions be answered immediately via this one on
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We live in Airlie beach and our properties have been
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We received considerable damage during cyclone debbie. We
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In march this year we had an extreme rain and wind event. 4
In march this year we had an extreme rain and wind event. 4 inches+ in 2 hours the water had no where to go and flooded into our downstairs area, a guttering fell down blowing the rain into the ceilin… read more
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We moved from Qld recently to Vic and a lot of furniture was
We moved from Qld recently to Vic and a lot of furniture was damage. The removal company has sent me a claim form that, after being completed I need to have my signature witnessed by a JP. If the clai… read more
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We had a cyclone do damage at our property 6 months ago, the insurance company we are with have OK'd the repairs months ago. They asked us to get quotes, which we did, the insurance company then went … read more
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Hi, If a quotation is signed and accepted for building/construction
Hi, If a quotation is signed and accepted for building/construction works to the value of $25000 and there are no other contracts put in place, will the quotation this be considered the contract price… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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