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Dear Customer, I am a solicitor in Victoria. Your brief concerns the repossession of your car due to late payments.In regards ***** ***** action you may take, it will depend on the finance agreement that you have signed. Your first step is to review the finance agreement, then determine whether there was a legal right to enter your property to repossess the vehicle. If there was no legal right to enter the property where the vehicle was parked, a claim of trespass may be raised against the party that repossessed the vehicle. However, if the finance agreement permits such action, a claim of trespass will not apply.The finance agreement will have a dispute resolution clause in managing the repossession of the vehicle and the return of the same. If the finance agreement does not have such clause, you will need to seek further assistance of a solicitor to review the agreement to determine the right direction to proceed based on the contract. If you do not have a copy of the finance agreement you should request a copy from the financier in writing.