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My name is ***** ***** I am a NSW Solicitor. I will do my best to assist you with your question.
I suggest you stop your credit card so they cannot take anymore money. The contract is not enforceable here and the terms re unfair as you cannot terminate it.
Send them an email and advise you are terminating the contract and cancelling the creed card.
They will not sue you but you will lose the money you have already paid.
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You just dont make the transfers.
They cannot do anything unless they sue you in bali and they wont do that because you are not there.