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Daniel
Daniel, Solicitor
Category: Australia Law
Satisfied Customers: 5781
Experience:  Bachelor of Laws (dist) Graduate Diploma in Legal Practise. Admitted NSW Supreme Court / High Court
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I have had a motor vehicle accident and my vehicle has been

Customer Question

Hello Pearl, I have had a motor vehicle accident and my vehicle has been assessed as a total loss...my Insurance company states they do not refund any pro-rata insurance premium, is this correct/usual. Thanks, Kay
JA: What state is this in? And just to clarify, when was the purchase made?
Customer: Queensland, my Insurance company on an RV is CIL Insurance
JA: Has anything been filed or reported?
Customer: Like Police report, Hospital report, email to say my vehicle has been assessed as not viable for repair.
JA: Anything else you want the lawyer to know before I connect you?
Customer: Oh sorry Pearl, I was just after a yes or no answer??
Submitted: 12 months ago.
Category: Australia Law
Expert:  Daniel replied 12 months ago.

Hello
generally it is correct sadly.
It depends on the insurance policy if it states otherwise.
It would be worth speaking with the ombudsman, but again I trust the insurance policy would state that it would NOT be paid:
https://www.fos.org.au/

I wish to help you in this situation.

Expert:  Daniel replied 12 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.

Expert:  Daniel replied 11 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.

Expert:  Daniel replied 11 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.

Expert:  Daniel replied 11 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.