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I had a car accident on the day my insurance renewed and has
I had a car accident on the day my insurance renewed and has been assessed as a write off. The insurance company now wants to take the next years premium out of the amount they are paying out for the car but I have no car to insure! … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
My life insurance co dropped my life from $135k to $85k.When
My life insurance co dropped my life from $135k to $85k.When i enquired i was told because i turned 59,the default is $85k.I asked to raise it back to original amt Nd pay any increase in premium. I wa… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
We have life insurance with Asteron Life last year the
we have life insurance with Asteron Life last year the premiums went up drastically so we rang & reduced the policy value to $200,000 each ( my husband & mine) which I might add was reduced by more than half) the payments then went down to $73.33 & $122.17. Today I have received the new statement for 2020 & the new payments have increased to $122.17 & $183.33. I find this jump rather high for one year on. Is this the normal hike in premium prices theses days. We are 62 & 63 I'm thinking is this going to put price us when we really need it later in life. regs Margaret Murdoch … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
I received notification that my home content insurance
I received notification that my home content insurance policy premium is to rise due to "recent review of the flood risk at your property"...my policy is to rise from $370.75 in 2018 to $1,188.50 this… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Insurance premiums. approx 1993 i took out a life policy for
insurance premiums. approx 1993 i took out a life policy for $400.000 because at that time i had a business committment. when the ins.co. did my medical,they said because i took tablets for diabetes .… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
I have just received my renewal for my Life Insurance, and
I have just received my renewal for my Life Insurance, and the company has increased my premiums by 12.08% adding a extra $1000 dollars to my yearly costs. An extra $76.00 per month bringing my monthl… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
Have received annual insurance premium for home insurance.
Hi, Have received annual insurance premium for home insurance. Same house. Same policy. Same Insurer. Last year cost approx. 2900. This years premium over 15 000. Over 600 % increase. Wondering how th… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
I'm looking at car insurance renewals as my renewal has
I'm looking at car insurance renewals as my renewal has increased significantly. Online I can get a quote from the same provider and others for much less than quoted. The difference being if I declare if I had an insurance claim or not. If I declare no claims it's $400 cheaper. I had 1x claim during the last year at no fault. So my insurance company is increasing my premium even though the claim was at no fault. Is this right?? … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
Just wondering the industry standard of charging extra for
Hi Pearl just wondering the industry standard of charging extra for insurance premiums even after making a not at fault claim on a car policy is that right … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
My husband and I had a few insurance policies with AMP
My husband and I had a few insurance policies with AMP before. Presently I only have my life insurance which was converted from a previous policy into what is called Flexible Lifetime - Protection Pla… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
I have made a claim for permanent disability with Q Super,
I have made a claim for permanent disability with Q Super, made August 2016, I am still waiting a decision and I know they have all my details, but there is a concern with my continuity of insurance. … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
My car was hail damaged and has been deemed to be a write off
My car was hail damaged and has been deemed to be a write off by my insurer, resulting in it being put on the written off vehicle register. I chose to buy my car back from my insurer. I then applied w… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
A query regarding insurance for life and funeral .My father
A query regarding insurance for life and funeral .My father took out policies in the year 2000 and now is 80 years old . His premium fortnightly for both premiums amounts to more than $150 per fortnig… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Are insurance companies permitted to increase an insurance
Are insurance companies permitted to increase an insurance policy from $47.00 to $72.00 per month with little warning. No pet owner would wish to jeopardise the health and safety of their pet, however… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I am trying to get home insurance for my property in Karratha
I am trying to get home insurance for my property in Karratha WA, ($450000) I have been quoted varying prices from $4500 to $6492 by 9 different companies, my sisters home in Perth is insured for the … read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
7,503 satisfied customers
My parents are in mid 70s pensioners . They have been over
My parents are in mid 70's pensioners . They have been over paying building & contents insurance from 1996 till now with same insurance company . Never made a claim . What is there chance to claim bac… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
6 years ago I insured a brand new vehicle for 22k. The vehicle
6 years ago I insured a brand new vehicle for 22k. The vehicle was recently written off after having been stolen. The insurers say market vealue is now 11.5k. My question is why have they continued ta… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I have been renting this house for about 4 years, (private
I have been renting this house for about 4 years, (private rental with no written agreement) started paying 175per week, currently 250per week. The landlord has now asked for 300per week to be paid im… read more
Kenneth Hunt
Kenneth Hunt
Principal Solicitor and Migration Agent
Master's Degree
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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