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Leon, Solicitor
Category: Australia Law
Satisfied Customers: 44340
Experience:  BEc Dip Ed, Dip Law (SAB) MTax (UNSW)
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A collection agency contacted me regarding outstanding

Customer Question

Hi, a collection agency contacted me regarding outstanding credit card debt in australia. I left australia in 2009 and haven't been contacted by my old bank in this time about any of this. i'm don't know if there was a debt left on the credit card to be honest, but what should i do? call them back and ask more info?
JA: What state is this in? And when did the issue begin?
Customer: i lived in NSW and the first contact/call came two weeks ago, but i wasn't home, so i haven't spoken to them myself yet
JA: Have you talked to a lawyer yet?
Customer: no, just doing research on the web to be a bit prepared
JA: Anything else you think the lawyer should know?
Customer: no not sure
Submitted: 1 year ago.
Category: Australia Law
Expert:  Leon replied 1 year ago.

Good Morning.

My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise but a guide to assist you.

If you have not made any payments or used the card since you left in 2009 they are out of time to side because they have 6 years from the last time the card was used or a payment made to do anything.

Do not make any payments to them and tell them that the limitation period is over and you are not paying anything.

I hope this makes sense and is of assistance. If there is nothing further

thank you for using my services.

If I have missed anything, or you have any further questions please let me know

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