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My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise Please understand this is not legal advise but a guide to assist you.
It is 21 days not business days.
If it is a repossession under and agreement, you need to get an injunction because they do not usually get judgement in court the Agreement allow them to take the car.
It is a matter where you have to take this also to the FOS and lodge a complaint .
I do not hold much hope on you getting up on the cancellation of the loan protection. Particularly if there was a payment to be made for it and it was never made.
But file your documents ASAP to stop the repossession so you have time to fight this.
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