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My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise Please understand this is not legal advise but a guide to assist you.
You cannot just stop making payments. You have to give them notice that you are resigning as a member and then from the effective date you no longer have to pay.
Have you terminated you membership yet?
If they have set a date and want the money up till that date you have to pay them the money.
You have to speak with them and reach an agreement.
I would suggest you contact them and if you can afford ot pay an amount as a lump sum offer to do that and the membership to be at an end immediately.
So if you can afford to pay the $450.00 make sure that they end the membership immediately and confirm it in writing.
Also when you pay it you confirm in writing who you spoke to and that the membership is finished as at X date and enclosed is the final payment. Keep a copy of it.
Make notes on who you speak to and what was said just in case.
I hope this makes sense and is of assistance.
I am just following up my last post.
Are you still in need of assistance?