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Ellen, We handed our farm back to the ANZ bank last year, at
We handed our farm back to the ANZ bank last year , at their recommendation, because we could no longer afford the repayments after our business failed and marriage broke up. I thought that was the end of it but last month I received a letter asking for $36 430 in arrears and $177 000 in total. … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
I have a 7 year loan with the ANZ at 19% interest monthly
I have a 7 year loan with the ANZ at 19% interest monthly repayments is $600 I have fallen behind in the past and paid it all I was put on an agreement of weekly payments of $138 then I received a pho… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
I have loans with NAB for property in Elimbah. I have fallen
I have loans with NAB for property in Elimbah. I have fallen behind in payments. … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
On the 12/10/2018 I was refinanced by another Bank. I had a
On the 12/10/2018 I was refinanced by another Bank … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
We have a small business that went bust on the 1st March.
We have a small business that went bust on the 1st March. Since then we have a number of people chasing us for money we don't have … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
We have today been told by our bank that they will start
Hello,we have today been told by our bank that they will start legal action to sell our home we got behind in the repayments due to various reasons but in the last 3 months have paid the repayments bu… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Please someone help me! I have an ANZ debit Visa card witch
Please someone help me ! I have an ANZ debit Visa card witch basically means you use your own money I use this card for online purchases an gambling last month there was a period where I made a lot of… read more
Daniel
Daniel
Solicitor
Bachelor's Degree / Graduate Diploma
7,501 satisfied customers
I have signed a consent order saying i have to refinance the
Hi i have signed a consent order saying i have to refinance the loan otherwise sell. I am having trouble refinancing can he force me to sell… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
I decided to build a house on my block of land at Eildon township(which
I decided to build a house on my block of land at Eildon township(which I own or did) I went to a money man to get a loan, firstly a loan application was made to cover the deposit for the house,credit… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
My son and partner bought a home together 10years ago, the
My son and partner bought a home together 10years ago, the partner moved out 3years ago and arranged between themselves to share the 2 children week about, she took the family car worth $20000.00 now … read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Hi, I have just broken up with my partner of 6 years (same
Hi, I have just broken up with my partner of 6 years (same sex relationship). I moved in with him in June 2008, into his home in Beaumont Hills, Sydney. At the time he paid his mortgage and his credit… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
I have a 10 year fixed interest home loan with ANZ, with approx
I have a 10 year fixed interest home loan with ANZ, with approx 5 years still to run. Is there a way to reduce the costs involved in breaking the loan? Costs are estimated to be about $13500. Alternat… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Hi, I have a question regarding a legal letter I have received
Hi, I have a question regarding a legal letter I have received from a ANZ'S lawyers. There is an outstanding anount of $5,000 I think, and I have receievd a letter which is stamped by the surpreme cou… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I did type my question ealier. I have defaulted on my home
I did type my question ealier. I have defaulted on my home loan and ANZ referred to a solicitor. I was instructed to make an arrangement to pay in writing along with financial statement. The legal fir… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
1 month before I left my husband and our home and now he has
1 month before I left my husband and our home and now he has been charged DVO. i live in share house and my husband lives in our house which we bought on february 2011 and still i am paying the mortga… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I have a house in Western Australia in joint names on a mortgage
I have a house in Western Australia in joint names on a mortgage with the ANZ bank. My ex partner disappeared over 3 years ago and did not assist in the upkeep of the mortgage. Last year he filed a vo… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Good afternoon. I started buying this house in Bethania Qld,
Good afternoon. I started buying this house in Bethania Qld, in 2004.With a loan from Colonial Bank. Refinanced with the Bank of Adelade in 2007, basically to buy a franchise from Refund home loans as… read more
Brisbane-Lawyer
Brisbane-Lawyer
Lawyer & Solicitor
Master
14,357 satisfied customers
I used to own a business, I closed the doors Sep09. I have
I used to own a business, I closed the doors Sep09. I have been trying to pay the debts. The business debts are secured by the business. I was trading as a Sole Trader. I have tried refinancing my hou… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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