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My car was crashed into whilst parked outside my house and…

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My car was crashed into...
My car was crashed into whilst parked outside my house and subsequently written off. The guy responsible admitted responsibility.
I bought the car in November last year for $18500 with finance supplied from Stratton who also supplied the insurance. For some reason, however, the car was only insured for $13400 without my knowledge or confirmation.
So although I was at no fault what so ever, the insurance company won't pay out any more and I will be left with no car and a debt!
I have researched online and the cheapest like for like vehicle within my state is over $20000.
Is there anything I can do to get more money, therefore enabling me to buy a new car
Submitted: 3 years ago.Category: Australia Law
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Answered in 1 minute by:
5/24/2015
Solicitor: Leon, Solicitor replied 3 years ago
Leon
Leon, Solicitor
Category: Australia Law
Satisfied Customers: 46,916
Experience: BEc Dip Ed, Dip Law (SAB) MTax (UNSW)
Verified
Good Afternoon
My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question.
Why are you claiming on your insurance and not on the other drivers?
What is the market value of the car?
Did you insure for purchase value or market value?
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Solicitor: Leon, Solicitor replied 3 years ago
Good Afternoon
I am just chasing up my last post.
Do you still need assistance?
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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