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In Dec 2019, my (17 yr old) daughter's bank statement showed
Hi - In Dec 2019, my (17 yr old) daughter's bank statement showed 2 transactions totalling $1140.38 to “PayPal” which she had not authorised. Ie. she did not purchase anything through PayPal for that … read more
John Melis
John Melis
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Bachelor's Degree
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I recently booked a cruise with G Adventurers, a company
I recently booked a cruise with G Adventurers, a company which I contacted through their Australian website www.gadventures.com.au via their Australian telephone number 1300 699893. I paid with my cre… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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I work for an Australian Bank and they want me to give
I work for an Australian Bank and they want me to give authorisation for them to obtain my bank records with another financial institution where I do most of my banking and my employment records with … read more
Leon
Leon
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Our Landlord (Runcorn Realty) has just this week changed the
Hi Pearl, Our Landlord (Runcorn Realty) has just this week changed the lodgement or payment of our rent - he states everybodies' rent arrangements. … read more
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John Melis
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Had 2 direct debits dishonoured from a savings account with
Had 2 direct debits dishonoured from a savings account with no notice. Cleared funds available. Account type apparently did not allow. Dishonour's had "Refer to Customer" answer, as in no funds availa… read more
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Leon
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My girlfriend is having problems with her credit card
Hi. My girlfriend is having problems with her credit card company for going over her limit. She had a direct debit setup on the account and a few failed. the bank allow her to have access to the funds… read more
Leon
Leon
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Thanks for your contactI have been a customer of ANZ Bank
Thanks for your contactI have been a customer of ANZ Bank for over 35 years. Without notice or warning they have delinked all my Internet banking accounts and closed my credit card I would have hope i… read more
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Leon
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I am trying to cancel my subscription with be2 dating website.
I am trying to cancel my subscription with be2 dating website. I contacted my bank six months ago about the subscription the site had debited to my account. I have tried to cancel membership to be2 nu… read more
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Leon
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I have an ecommerce I signed a contract with Eway to process
Hi, I have an ecommerce I signed a contract with Eway to process all the payments with credit cards, Eway works with Nab, they authorise the payment and transferred to my business account and charge a… read more
kmslaw
kmslaw
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I was half way through typing my question and the screen disappeared. I
I was half way through typing my question and the screen disappeared. I will continue and hopefully you have the first part of my question with you. As I said, we were totally unaware that the loan ha… read more
Brisbane-Lawyer
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Just an update from my question asked on the 19/4/2013 I
Just an update from my question asked on the 19/4/2013 I received another phone call from the debt collector today I told them what you told me to say, that I paid the account and closed it so there i… read more
Sean
Sean
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Bachelor of Law with First Class Honours
855 satisfied customers
Hi, I require a second opinion on one small issue of a much
Hi, I require a second opinion on one small issue of a much larger matter. It relates to loans made as part of an orchard project in NSW in 1993. The Credit Act 1984 for NSW applies. In paragraph (sec… read more
Leon
Leon
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Master's Degree
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We issued two cheques a week apart to cover payment of a credit
We issued two cheques a week apart to cover payment of a credit card account. Each cheque was for $ 4,763.00, made payable to the credit card company. The amounts were deducted from our bank account b… read more
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A number of times over the last few years, I have made a bPay
A number of times over the last few years, I have made a bPay payment, and the sum has been removed from my cheque account immediately, but the payee has subsequently claimed not to have received it. … read more
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Leon
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I run a small business and operate an eftpos machine. On Friday
I run a small business and operate an eftpos machine. On Friday I had authorised by my bank a credit card which apparently was a stolen usa credit card. I managed to stop the western union transaction… read more
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Leon
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Master's Degree
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What is the australian equivalent to USA 12 CFR 226.13 Billing
What is the australian equivalent to USA 12 CFR 226.13 Billing Error Resolution, in particular (4), (5) & (6)… read more
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Leon
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My daughter signed a contract with a local gym in March 2011
My daughter signed a contract with a local gym in March 2011 to have fortnightly payments taken from her bank account by direct debit in order to pay the fees. Her situation has since changed from a f… read more
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Hi, I recently had a company in queensland debit my credit
Hi, I recently had a company in queensland debit my credit card without my consent for $10K. I had dealt with this company and did purchase their services which I paid by cash. As part of their procee… read more
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Maurice
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Meet the Experts:

Sean

Sean

Experienced lawyer

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Family Law, Commercial Law, Property law, Probate & Wills, Employment Law, International Law, Criminal and Traffic Law, Litigation Tribunal & Courts

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Patrick H.

Patrick H.

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James D. Ford

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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