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I am part of a 3 unit building, 2 upper apartments
Hi, I am part of a 3 unit building, 2 upper apartments residential, ground floor residential/commercial.Being ground floor my entitlement is 19% being of lower value. Building insurance has always bee… read more
John Melis
John Melis
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Bachelor's Degree
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We have landlords insurance for a podium level strata unit
We have landlords insurance for a podium level strata unit where the floor tiles have lifted. The contents insurer (AAMI) has indicated that it is building insurance, however the strata company indicates that it is contents insurance, on the basis that the building structure (floor slab) is building insurance while any floor covering such as carpets, lino, tiles etc are covered by contents. Could you please clarify? Many thanks … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
I have landlord insurance with Budget Direct insurance
I have landlord insurance with Budget Direct insurance company. My investment apartment had a leak in the connection between the tenant's washing machine and the pipe in my laundry vanity. the apartment flooded causing floating flooring to be ruined, two bedrooms of carpet ruined and skirting board in the kitchen ( located next to the laundry) needs replacing. Budget direct won't satisfy the claim until I provide a list of what the strata insurance will cover if I pay them $5000 excess. Given that the damage to my apartment was to fixtures and fittings in my private space and nothing to do with strata I don't understand why my current landlord insurance isn't covering it. Why should strata insurance be called in to cover the costs when it has nothing to do with them! The leak was in my vanity, not in walls or common space which strata controls. … read more
John Melis
John Melis
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Bachelor's Degree
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I'm an owner & I think the pipes under my ground floor unit
I'm an owner & I think the pipes under my ground floor unit are damaged. There's water stains & my floor is lifting. NRMA said this is a situation that is covered by my atrata building insurance & not… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
I had a laminate floor in my appartment, 2 bedrooms, lounge
i had a laminate floor laid in my appartment, 2 bedrooms , lounge kitchen and dining room. … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
I own a ground floor unit in St Kilda Vic. in a block of 8.
I own a ground floor unit in St Kilda Vic. in a block of 8. approx 12months ago the unit above me was sold and the owner has renovated the interior. He replaced the carpet with a floating wooden floor… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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IF a leak thtrough the sealant of the frame of a window in a
iF a leak thtrough the sealant of the frame of a window in a block of units damages the carpets is that a matter for the body corporate … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
Original bathroom with water leak through wall into adjoing
Original bathroom with water leak through wall into adjoing internal room of the same unit. Is it the owner or strata responsibility to fix? … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
I own a unit in a strata block of 19. The owners who reside
I own a unit in a strata block of 19. The owners who reside next door continually use the communal walkway to the upstairs units as a dumping ground for their belongings, smelly rubbish and junk to wh… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
Water damage to carpet from burst dishwasher water pipe
water damage to carpet from burst dishwasher water pipe flooded apartment 2 floors below. successfully claimed strata insurance for kitchen floor, cupboards, bench due to water expansion of e.g. bench… read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
I am the owner of a unit in a block of 10. Recently three
Hi, I am the owner of a unit in a block of 10. Recently three drains have blocked up with tree roots and we are currently in the process of trying to sort it all out. My tenants have had to move out a… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
31,751 satisfied customers
I have had works performed at my premises which is part of a
I have had works performed at my premises which is part of a strata. I was asked to get a quote which I did from a builder that was referred to me. … read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
I am an owner living in a block of 6 issue 1: one unit has
I am an owner living in a block of 6 issue 1 : one unit has its sensor lights angled so that it lights up my place preventing me form sleep. I have emailed both the owner and starts manager and have h… read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
I own a unit in a large complex and water has entered my
I own a unit in a large complex and water has entered my unit from my ceiling which was due to a cracked down pipe running from above. This has taken more than a year to locate the fault and the down … read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
I purchased my residence just over 2 years ago and have been
I purchased my residence just over 2 years ago and have been chasing building about issue with mould, etc on bricks. he has continually ignored my chasing him and only got action last week after an em… read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
Hi Leon I bought a strata unit in May this year and we completed
Hi Leon I bought a strata unit in May this year and we completed a building inspection, which advised there was some damp and the weep holes were covered up on the outside of the building and that the… read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
I live in a townhouse. I have rust in the door jamb of the
I live in a townhouse. I have rust in the door jamb of the downstairs toilet. I notified the body corporate strata management (11 weeks ago) who had tradesmen call in to diagnose the problem. It has b… read more
Leon
Leon
Solicitor
Master's Degree
52,664 satisfied customers
I live in a unit under strata in NSW and I flagged an issue
I live in a unit under strata in NSW and I flagged an issue with damp and water ingress in my storeroom to the building manager June 2012. At this time I provided her the only key to the storeroom so … read more
Brisbane-Lawyer
Brisbane-Lawyer
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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