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I am an australian citizen, currently working in Belgium. I
I am an australian citizen, currently working in Belgium. I am considering to go bankrupt in New Zealand due to a large student loan debt there in excess of 130,000 which I cannot pay off. This is as … read more
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I am a New Zealand citizen living in Australia last
I am a New Zealand citizen living in Australia for the last eleven years. I have a student loan debt in New Zealand that has now reached approx $90,000. I have no assets or income in New Zealand and n… read more
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I am writing to inquire on the ramifications to both
Hello I am writing to inquire on the ramifications to both my elderly parents and 21yo adult son after recent money transactions. I unfortunately due to a failed business in April of last year had to … read more
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Hi Chris, Ive just read a response you provided to a question
Hi Chris, I've just read a response you provided to a question posed 3 years ago about a 'massive (circa $300000) student loan in NZ. I find myself in a similar situation (debt around $124000), I live… read more
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I lent my son some money. He now wants to add the amount he
I lent my son some money. He now wants to add the amount he owes me to his house loan . As it was a personal thing there is no paperwork associated with it. Can I comoplete a stat dec stating the amou… read more
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My son passed away 2 years agio without leaving a will. He
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Hi- my family - who live in Canada have lent me a substantial
Hi- my family - who live in Canada have lent me a substantial amount of money and my current financial situation has put my ability to pay them back in doubt- I might have to declare bankruptcy. I hav… read more
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My friend took out a bank loan on behalf of his former employer
My friend took out a bank loan on behalf of his former employer several years ago with assurance that it would be paid back in full. Over the past 6 months the former boss has paid only small amounts … read more
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G'day, I have a question in regards to the money that I am
G'day, I have a question in regards ***** ***** money that I am owing to the bank and wonder when will i be declared bankrupt or perhaps already so. I am located in Sydney NSw and I bought a house in … read more
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I have two pieces of property that, if handed back to Commonwealth
I have two pieces of property that, if handed back to Commonwealth Bank, will result in me owing $800. I've lived in Australia for six years and have just obtained residency. I'm moving back to the U.… read more
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My housemate lost his job and i agreed to pay his share of
My housemate lost his job and i agreed to pay his share of the rent until he got back on his feet. In the end I didn't renew the lease and we moved out separately. He owes me approx $5000 in back rent… read more
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Two years ago I lent a friend $12.500. We did not have a loan
Two years ago I lent a friend $12.500. We did not have a loan agreement but all the discussions relating to the loan were done via email. Stupidly I didn't discuss a repayment schedule. It was to be a… read more
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Voluntary repossession of a vehicle, qld law.I currently
Voluntary repossession of a vehicle, qld law. I currently can't repay my personal loan. My loan is more than the current value of the car. I'm currently bankrupt. My loan is secured by the car, also s… read more
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My sister was given $98,000 tby a man she knew, no relationship
My sister was given $98,000 tby a man she knew, no relationship existed beyond frinedship, the man said $50,000 was a gift due to my sister being in the local church and volunteer programs. Mt isster … read more
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Hi there, I lent my boss $50,000 in Oct 09 that is due for
Hi there, I lent my boss $50,000 in Oct 09 that is due for repayment in full on 12th Jan 2010. (I am his bookkeeper and when I lent him the money, he had a $90k boat/cruiser to sell plus he had applie… read more
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This is regarding consumer credit. My ex husband and I had
This is regarding consumer credit. My ex husband and I had a business that went insolvent in 2002. He declared bankrupcy and I tried to repay the debts slowly. By 2003 I was struglling with two childr… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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