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The bank has taken vacant possession of my property due to
the bank has taken vacant possession of my property due to non-payment of mortgage. they plan to sell the property, but the market price is less than half the outstanding mortgage. Can they puyrsue me… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
I need advice as my house was recently sold but was on
My name is Sharenkumar Santhcoomar I need advice as my house was recently sold but was on auction twice. I only now discovered that the bank had an insurance policy on my property and if I could not pay due to financial constraints why did the insurance not cover the bond. Do I have recause as I'm am now left with a shortfall of 500k still to pay after selling the house. The bank failed to get a buyer at the auctions. I also heard about state insurance that should have covered my bond. Please advis … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
Me and my 3 sisters bought land in Jan. I've now decided to
Hi. Me and my 3 sisters bought land in Jan. I've now decided to pull out of this due to my current situation. What will I need to do to take my name off the land and the mortgage before they start the… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
18,693 satisfied customers
I would like to know what the implications of voluntary
I would like to know what the implications of voluntary surrendering of an investment property to the bank. … read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
I wanted to get advice about what I believe is a fraudulent
Hi there I wanted to get advice about what I believe is a fraudulent sale. My husband and I paid money for a Courier Run to the gentlemen who was servicing the courier run. The sale was endorsed by th… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
Maurice, my business in NZ went into liquidation but I
Hi Maurice, my business in NZ went into liquidation but I personally went guarantor on the business loan. If I go bankrupt in NZ can they chase me and any future assets I have in Australia?… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
what are your legal obligations after you abandon a half
what are your legal obligations after you abandon a half built property, or a vacant house block? just want to walk away? thanks… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
Hi, I bought a house with a best friend some 8 years ago. I
Hi, I bought a house with a best friend some 8 years ago. I had to take over his payments due to him missing 25 fortnightly repayments over the space of the first 2 years, or risk foreclosure due to h… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
Property Titled in wifes name, couple separate (wife of 18
Property Titled in wifes name, couple separate (wife of 18 yrs homemaker/house renovator, no income, now on disability pension) Husband salary $235k. Both required to sign mortgage (new loan after wif… read more
James D. Ford
James D. Ford
Lawyer
1,600 satisfied customers
We are currently buying a business and have signed contracts
We are currently buying a business and have signed contracts paid a deposit and have had a delayed settlement until March 2013. We have paid the stamp duty and now can't get the finance What happens n… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
Hello I am 1/2 owner of a property that is under contract
Hello I am 1/2 owner of a property that is under contract . I am not the borrower,but. I have given personal garantee. The property is. Being sold with a shortfall of $30k. The bank are asking that I … read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
We have a signed offer and acceptance on a residential property
We have a signed offer and acceptance on a residential property in the Perth CBD, however settlement has been delayed for over one month and appears seller may have financial issues with refinancing t… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
My partner and I bought a block of land some 2.5 yrs ago, the
My partner and I bought a block of land some 2.5 yrs ago, the mortgage is held by ANZ. Last year my business went into bankruptcy and the Anz sold my house in Tasmania, to recover costs. It was sold f… read more
Patrick H.
Patrick H.
Lawyer
5,422 satisfied customers
My daughter and son-inlaw own a block of land in Brisbane which
My daughter and son-inlaw own a block of land in Brisbane which they were hoping to build on, but current financial crisis has made this their impossible dream. They have a loan which is fully bank fu… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
I have a house in Western Australia in joint names on a mortgage
I have a house in Western Australia in joint names on a mortgage with the ANZ bank. My ex partner disappeared over 3 years ago and did not assist in the upkeep of the mortgage. Last year he filed a vo… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
My husband died unexpectantly,leaving behind no will,3 children
My husband died unexpectantly,leaving behind no will,3 children under 5 and a mortgage.Unfortunately,the credit protection we had arranged while refinancing had been cancelled by the mortgager just pr… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
I lost my house 2 years ago I just received a demand letter
I lost my house 2 years ago I just received a demand letter to pay $65000 to the morgage insurance which is the short fall of the selling of the house I thought that is what morgage insurance is I can… read more
Leon
Leon
Solicitor
Master's Degree
52,233 satisfied customers
I am currently dealing with my fathers deceased estate and
I am currently dealing with my fathers deceased estate and I have reached the point of selling his property. Is it best to transfer the property to my name now,(I am the executor) or can I put the pro… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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