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I am a Real Estate Agent, looking for the assistance of a
Good morning, I am a Real Estate Agent, looking for the assistance of a Bank Ombudsman. I am hoping you can assist a client of mine. The ANZ bank are asking that he Voluntary Surrender his commercial … read more
John Melis
John Melis
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Bachelor's Degree
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I have a banking question. I called Anz montage line
I called Anz montage line (19/8/19l)and booked an appointment with our local ANZ t(22/8/19) to talk about removing my husband's parents as guarantors on the loan ten years ago. This meeting went very well, so much so they didn't need my income as my husband's was enough to service the new loan. To our shock and surprise they knoked us back because they said we'd defaulted on our loan. Well this was entirely false and upon constantly hassling I've found out that the day after I called 20/8/19 a mysterious default had be put on our loan, even though the next schedule payment wasn't due until 23/8/19. After speaking to our local lender she said she was investigating why this happened. There was no reason for this payment to come at that time it is a standard regular payment from one anz account to another. It was however the reason we didn't get the loan, plus 3 recent payments (2 days on each one)on a credit card with 2500$ limit which was 42$ over drawn. Our loan is $282,350k and my husband earns $154,00k. It looks like to me the false late payment was put on after I booked as to ensure the loan was denied. What do think and what can I do. I have Shayne Elliot CEO email address, which he encourages people to contact him, any ideas. … read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
On the 12/10/2018 I was refinanced by another Bank. I had a
On the 12/10/2018 I was refinanced by another Bank … read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
My son died 1/3/2018 aged 34 from drug toxicity. He did not
My son died 1/3/2018 aged 34 from drug toxicity. He did not leave a will. He was unmarried and had no dependants. He had an account with ANZ bank with about $2000 in the ANZ ACCOUNT. Probate would cos… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
I am in Western Australia and placed a housing loan offer
Hi I am in Western Australia and placed a housing loan offer and acceptance subject to finance. I have forwarded 2 financial institutions declined finance letters to settlement agent advising the inab… read more
Leon
Leon
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Master's Degree
32,596 satisfied customers
We have recently sold our property subject to finance. The
Hello, We have recently sold our property subject to finance. The latest date for approval being the 14th of August 2015. The vendor has just informed us that the loan wasn't approved and hence the co… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
If I have just been given a Bill Facility for a loan of $700,000.00
If I have just been given a Bill Facility for a loan of $700,000.00 from the CBA is it necessary to have my general banking account with this bank. I already have a general banking account with the AN… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
when buyer gave seller finance decline letters to terminate
when buyer gave seller finance decline letters to terminate property sale contract......how seller can find out the buyer used all the best endeavours to obtain Finance approval? which is declined by … read more
James D. Ford
James D. Ford
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Im in WA i want to terminate realeastae contract which is
I'm in WA i want to terminate realeastae contract which is subject to finance ( the condition does not have any specific written by seller or seller agent). my offer accepted by 2nd of jan.. i applied… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
I informed seller that i have got a decline letter from bank.
I informed seller that i have got a decline letter from bank. but they don't want to terminate the contract because i didn't apply loan immediately after contract is signed.which i breach the subject … read more
James D. Ford
James D. Ford
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1,600 satisfied customers
property purchase via SMSF - loan declined. I have signed
property purchase via SMSF - loan declined. I have signed a contract of sale for a 1BR unit in Fairfield, Melbourne and I did not have pre approval from a bank - I stipulated on the contract of sale -… read more
James D. Ford
James D. Ford
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1,600 satisfied customers
On the 20/8/2013 I discovered the ANZ Bank was still charging
On the 20/8/2013 I discovered the ANZ Bank was still charging Householder Insurance on a unit my wife & I rented while building our current house at 5/41 XXXX XXXXXX, XXXXXXXXXX, XX. The ANZ had been … read more
Expert
Expert
i have offer block of land,i sign the contract last 01,09,13,but
i have offer block of land,i sign the contract last 01,09,13,but what hapen is i lost my job,so i tell to the realty agent i lost my job,but she answering me she want me to get a decline letter from t… read more
Peter G.
Peter G.
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Bachelor's Degree
767 satisfied customers
hi I need advice on offer and acceptance on property. Unfortunately,
hi I need advice on offer and acceptance on property. Unfortunately, i had committed stupid mistake of putting two offers at the same time and both are accepted. I like to reject one but Real Estate a… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
My ex husband is paying the mortgage on my house and has been
My ex husband is paying the mortgage on my house and has been since purchase jul 2011, however my partner's name is XXXXX XXXXX title deed and mortgage documents (my ex couldnnt secure finance at time… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
I have just refinanced my loan from a bank being ANZ to an
I have just refinanced my loan from a bank being ANZ to an online lender amount being $208,000. Apparently I have an existing loan of $25,000 approx with ANZ which was secured by this loan however whe… read more
Leon
Leon
Solicitor
Master's Degree
32,596 satisfied customers
I have recently refinanced from my bank being ANZ to an online
I have recently refinanced from my bank being ANZ to an online lender for $208,000. The settlement has gone through and ANZ has been paid out and we have received the funds and have started making the… read more
Patrick H.
Patrick H.
Lawyer
5,422 satisfied customers
I have recently sold a francise branch of the Bank of Queensland
I have recently sold a francise branch of the Bank of Queensland back to the Bank of Queensland. Prior to purchasing the branch back in October 2007 I was a licensed Mortgage Broker in Perth and given… read more
Brisbane-Lawyer
Brisbane-Lawyer
Solicitor - Admitted 2005
Master
14,361 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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