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I purchased a vehicle 7 mths ago private sale ive just been
Hi I purchased a vehicle 7 mths ago private sale ive just been contacted by finance company that there is still finance owing and they have a repossession order what are my options cheers steve … read more
Leon
Leon
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I purchased a new vehicle 3 years ago, and financed the
hello i purchased a new vehicle 3 years ago, and financed the purchase. i was never informed about Consumer Credit Insurance nor GAP Insurance. i now find myself with a car i paid $30k for which is a … read more
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Leon
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Pearl. In short, during a period of financial hardship my
Hello Pearl. In short, during a period of financial hardship my car was repossessed without a court order or my written consent (a tow truck driver was simply sent to my house). I had previously asked… read more
Patrick H.
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I have a situation where a finance company has repossessed
Hello - i have a situation where a finance company has repossessed some machinery i own - and i want to know my rights if any. i missed a couple of payments with the machine - mainly due to it breakin… read more
kmslaw
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We had a repossession agent come out to discuss our car, we
We had a repossession agent come out to discuss our car, we explained our why our finances had been tight and that we had been trying to catch up on mortgage etc as therewas no income for 3 months due… read more
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What must a finance company do (in case of a HP car agreement)
What must a finance company do (in case of a HP car agreement) before it can repossess a vehicle in Victoria. I understand that they must first send a specific type of letter saying that reposession w… read more
Daniel
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Hello My son has a motor vehicle under finance in his name
Hello My son has a motor vehicle under finance in his name alone however the vehicle is registered in his wife's name, due to his deteriorated financial situation he needs to sell the car but his wife… read more
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Hi, It is the right of the finance company to repossess
Hi, It is the right of the finance company to repossess the car which was under a "Finance Lease" which had been fully paid for the term of finance except the so called Residual Value which I had paid… read more
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My car has been repossessed as it was at the end of the 4 year
My car has been repossessed as it was at the end of the 4 year lease and I did not have the cash to meet the balloon payment of $18,000. I have received a notice saying the car is valued at $10,000 wh… read more
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In 2008 an American finance corporation operating in Australia
In 2008 an American finance corporation operating in Australia funded me into two chattel mortgage contracts (in Australia) for earthmoving equipment. Due to two harsh wet seasons over two years, the … read more
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A 16 year old boy has purchased a vehicle privately without
A 16 year old boy has purchased a vehicle privately without any adult advise, consent or vehicle check. We have just found out the vehicle is under finance and the prior seller is not paying the finan… read more
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My son owns a motor vehicle, but is having difficulty in paying
My son owns a motor vehicle, but is having difficulty in paying the monthly payment, as he is currently in the building trade and work is scarse to nothing. What is the situation with regard to the fi… read more
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hi i purchased a van of a carpet company three weeks ago it
hi i purchased a van of a carpet company three weeks ago it took two weeks to get it to a disel specialist he told me the head and injection was bad he told me that the last owner new it because it ha… read more
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Voluntary repossession of a vehicle, qld law.I currently
Voluntary repossession of a vehicle, qld law. I currently can't repay my personal loan. My loan is more than the current value of the car. I'm currently bankrupt. My loan is secured by the car, also s… read more
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To whom it may concern, I have recently been in the market
To whom it may concern, I have recently been in the market to purchase a new motor vehicle. I had paid a deposit thinking the sale was going ahead. Initially the sale was rejected as the overarching c… read more
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We have to leave australia and go back to NZ. This is due to
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Has there been a change in the legislation to protect the consumer
Has there been a change in the legislation to protect the consumer against a Financial Instution treating the puchasur unfairly when disposing of goods when the original agreement had been breached ? … read more
Maurice
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My son purchased a motor vehicle privately on 14/7/08 he has
My son purchased a motor vehicle privately on 14/7/08 he has since had a serious accident and the car is a writeoff. We have claimed on the insurance company who were to pay out and they inform us tha… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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